HousingHandbookReference data

U.S. ZIP Code · FL32204

Duval County · Jacksonville, FL

Typical home value

$321,309[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.8%
5-year / yr
+1.4%
10-year / yr
+5.1%

Relative price

vs U.S.
+13.1%
vs metro
-1.8%
vs state
-7.4%
ZIP 32204 location in FL
Location of ZIP 32204 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32204 is worth $321,309 — 1.8% below the Jacksonville, FL median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $1,588 a month — a 5.9% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,588[2]
Gross yield
5.9%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,922[3]

#Climate risk

FEMA National Risk Index ratings for Duval County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively High
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
9,151[3]
Median household income
$65,063[3]

#Migration

Household moves in and out of Duval County over a year, from IRS tax-return data.

Net migration
+2,132[5]
Moved in
31,608
Moved out
29,476

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
0
  • JACKSONVILLE CLASSICAL ACADEMY

    Other · Grades K–12 · DUVAL

    760 students

  • CENTRAL RIVERSIDE ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · DUVAL

    333 students

  • TEEN PARENT SERVICE CENTER

    Prekindergarten · Grades PK · DUVAL

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.9%
Net yield (after ~40% expenses)3.6%
Annual rent$19,057

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,625
Loan principal$257,047
Down payment$64,262
Total interest paid$327,850

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.35
Monthly cost to own$2,136
Monthly rent$1,588

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
2nd percentile[1]
Rental yield
38th percentile[2]
Property tax
89th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32204?
The typical home in 32204 is worth $321,309, based on the Zillow Home Value Index.
Are home values rising in 32204?
Home values in 32204 are down 2.8% over the past year, and up 1.4% a year over five years.
What is the typical rent in 32204?
A typical home in 32204 rents for about $1,588 a month, a gross rental yield of 5.9%.
What is the property tax rate in 32204?
The effective property tax rate in 32204 is 0.9% — roughly $2,922 a year on a typical home.
Who lives in 32204?
ZIP code 32204 has a population of 9,151 and a median household income of $65,063.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Jacksonville, FL

    Typical home
    $317,209
    Gross yield
    7.4%
  • Jacksonville, FL

    Typical home
    $315,512
    Gross yield
    6.5%
  • Middleburg CDP, FL

    Typical home
    $327,207
    Gross yield
    7.2%
  • Oakleaf Plantation CDP, FL

    Typical home
    $327,719
    Gross yield
    7.1%
  • Jacksonville, FL

    Typical home
    $312,857
    Gross yield
    5.8%
  • Jacksonville, FL

    Typical home
    $311,806
    Gross yield
    4.9%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 32204 against any other ZIP — full side-by-side table.

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