How much is a home worth in ZIP code 32209?

The typical home in 32209 is worth $108,779, based on the Zillow Home Value Index.

Are home values rising in 32209?

Home values in 32209 are down 6.2% over the past year, and up 3.4% a year over five years.

What is the typical rent in 32209?

A typical home in 32209 rents for about $1,162 a month, a gross rental yield of 12.8%.

What is the property tax rate in 32209?

The effective property tax rate in 32209 is 0.6% — roughly $623 a year on a typical home.

ZIP code 32209 has a population of 34,657 and a median household income of $30,514.

HousingHandbookReference data

…

U.S. ZIP Code · FL32209

Duval County · Jacksonville, FL

Typical home value

$108,779^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -6.2%
5-year / yr: +3.4%
10-year / yr: +12.8%

Relative price

vs U.S.: -61.7%
vs metro: -66.8%
vs state: -68.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32209 is worth $108,779 — 66.8% below the Jacksonville, FL median. Over the past year, values have fallen 6.2%. Homes here rent for a typical $1,162 a month — a 12.8% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,162^[2]
Gross yield: 12.8%^[2]
Cap rate: 7.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $623^[3]

#Climate risk

FEMA National Risk Index ratings for Duval County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Very Low
Heat wave: Relatively High
Hurricane: Relatively High
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Very Low

#Who lives here

Population: 34,657^[3]
Median household income: $30,514^[3]

#Migration

Household moves in and out of Duval County over a year, from IRS tax-return data.

Net migration: +2,132^[5]
Moved in: 31,608
Moved out: 29,476

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 18
Elementary: 8
Middle: 1
High: 6

WILLIAM M. RAINES HIGH SCHOOL
High · Grades 9–12 · DUVAL
1,331 students
STANTON COLLEGE PREPARATORY
High · Grades 9–12 · DUVAL
1,283 students
DARNELL COOKMAN MIDDLE/HIGH SCHOOL
High · Grades 6–12 · DUVAL
978 students
JOHN E. FORD K-8 SCHOOL
Elementary · Grades PK–8 · DUVAL
632 students
NORTHWESTERN LEGENDS ELEMENTARY
Elementary · Grades PK–5 · DUVAL
527 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield12.8%

Net yield (after ~40% expenses)7.7%

Annual rent$13,950

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$550

Loan principal$87,023

Down payment$21,756

Total interest paid$110,993

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.60

Monthly cost to own$692

Monthly rent$1,162

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 9th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 6th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 32209?: The typical home in 32209 is worth $108,779, based on the Zillow Home Value Index.
Are home values rising in 32209?: Home values in 32209 are down 6.2% over the past year, and up 3.4% a year over five years.
What is the typical rent in 32209?: A typical home in 32209 rents for about $1,162 a month, a gross rental yield of 12.8%.
What is the property tax rate in 32209?: The effective property tax rate in 32209 is 0.6% — roughly $623 a year on a typical home.
Who lives in 32209?: ZIP code 32209 has a population of 34,657 and a median household income of $30,514.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32254 vs 32209 →
Jacksonville, FL
Typical home
$126,742
Gross yield
12.5%
32206 vs 32209 →
Jacksonville, FL
Typical home
$131,221
Gross yield
12.3%
32208
Jacksonville, FL
Typical home
$150,414
Gross yield
10.7%
32202
Jacksonville, FL
Typical home
$165,642
Gross yield
11.4%
32210
Jacksonville, FL
Typical home
$222,337
Gross yield
7.5%
32211
Jacksonville, FL
Typical home
$246,994
Gross yield
6.9%

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Compare ZIPs

Pit ZIP 32209 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL32209

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