How much is a home worth in ZIP code 32504?

The typical home in 32504 is worth $270,196, based on the Zillow Home Value Index.

Are home values rising in 32504?

Home values in 32504 are up 0.8% over the past year, and up 4.7% a year over five years.

What is the typical rent in 32504?

A typical home in 32504 rents for about $1,494 a month, a gross rental yield of 6.6%.

What is the property tax rate in 32504?

The effective property tax rate in 32504 is 0.7% — roughly $1,838 a year on a typical home.

ZIP code 32504 has a population of 22,153 and a median household income of $72,672.

HousingHandbookReference data

…

U.S. ZIP Code · FL32504

Escambia County · Pensacola-Ferry Pass-Brent, FL

Typical home value

$270,196^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.8%
5-year / yr: +4.7%
10-year / yr: +7.2%

Relative price

vs U.S.: -4.9%
vs metro: -4.5%
vs state: -22.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32504 is worth $270,196 — 4.5% below the Pensacola-Ferry Pass-Brent, FL median. Over the past year, values have risen 0.8%. Homes here rent for a typical $1,494 a month — a 6.6% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,494^[2]
Gross yield: 6.6%^[2]
Cap rate: 4.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $1,838^[3]

#Climate risk

FEMA National Risk Index ratings for Escambia County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 22,153^[3]
Median household income: $72,672^[3]

#Migration

Household moves in and out of Escambia County over a year, from IRS tax-return data.

Net migration: +812^[5]
Moved in: 11,757
Moved out: 10,945

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 2
Middle: 1
High: 3

WASHINGTON SENIOR HIGH SCHOOL
High · Grades 9–12 · ESCAMBIA
1,691 students
SCENIC HEIGHTS ELEMENTARY SCHOOL
Elementary · Grades PK–5 · ESCAMBIA
804 students
J. H. WORKMAN MIDDLE SCHOOL
Middle · Grades 6–8 · ESCAMBIA
666 students
REINHARDT HOLM ELEMENTARY SCHOOL
Elementary · Grades PK–5 · ESCAMBIA
443 students
ESCAMBIA COUNTY ACCELERATION ACADEMY
High · Grades 8–12 · ESCAMBIA
216 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.6%

Net yield (after ~40% expenses)4.0%

Annual rent$17,924

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,366

Loan principal$216,157

Down payment$54,039

Total interest paid$275,696

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.17

Monthly cost to own$1,745

Monthly rent$1,494

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 29th percentile^[1]
Rental yield: 31st percentile^[2]
Property tax: 90th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32504?: The typical home in 32504 is worth $270,196, based on the Zillow Home Value Index.
Are home values rising in 32504?: Home values in 32504 are up 0.8% over the past year, and up 4.7% a year over five years.
What is the typical rent in 32504?: A typical home in 32504 rents for about $1,494 a month, a gross rental yield of 6.6%.
What is the property tax rate in 32504?: The effective property tax rate in 32504 is 0.7% — roughly $1,838 a year on a typical home.
Who lives in 32504?: ZIP code 32504 has a population of 22,153 and a median household income of $72,672.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32564 vs 32504 →
Harold CDP, FL
Typical home
$270,263
Gross yield
—
32501 vs 32504 →
Pensacola, FL
Typical home
$268,697
Gross yield
7.8%
32565
Chumuckla CDP, FL
Typical home
$273,893
Gross yield
—
32570
Munson CDP, FL
Typical home
$276,672
Gross yield
7.8%
32514
Ferry Pass CDP, FL
Typical home
$259,973
Gross yield
6.9%
32526
Bellview CDP, FL
Typical home
$282,037
Gross yield
8.0%

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Pit ZIP 32504 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL32504

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