HousingHandbookReference data

U.S. ZIP Code · FL32643

Alachua County · Gainesville, FL

Typical home value

$334,420[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.5%
5-year / yr
+6.3%
10-year / yr
+7.3%

Relative price

vs U.S.
+17.7%
vs metro
+10.7%
vs state
-3.6%
ZIP 32643 location in FL
Location of ZIP 32643 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32643 is worth $334,420 — 10.7% above the Gainesville, FL median. Over the past year, values have risen 1.5%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,039[3]

#Climate risk

FEMA National Risk Index ratings for Alachua County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
11,953[3]
Median household income
$83,386[3]

#Migration

Household moves in and out of Alachua County over a year, from IRS tax-return data.

Net migration
-542[5]
Moved in
9,466
Moved out
10,008

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • HIGH SPRINGS COMMUNITY SCHOOL

    Elementary · Grades PK–8 · ALACHUA

    937 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,691
Loan principal$267,536
Down payment$66,884
Total interest paid$341,228

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,223
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
76th percentile[1]
Rental yield
[2]
Property tax
71st percentile[3]

Frequently asked

How much is a home worth in ZIP code 32643?
The typical home in 32643 is worth $334,420, based on the Zillow Home Value Index.
Are home values rising in 32643?
Home values in 32643 are up 1.5% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 32643?
The effective property tax rate in 32643 is 0.9% — roughly $3,039 a year on a typical home.
Who lives in 32643?
ZIP code 32643 has a population of 11,953 and a median household income of $83,386.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Alachua, FL

    Typical home
    $333,280
    Gross yield
    7.9%
  • Gainesville, FL

    Typical home
    $336,839
    Gross yield
    5.7%
  • Gainesville, FL

    Typical home
    $329,302
    Gross yield
    7.0%
  • Archer, FL

    Typical home
    $326,459
    Gross yield
  • Gainesville, FL

    Typical home
    $347,369
    Gross yield
    5.9%
  • Newberry, FL

    Typical home
    $350,264
    Gross yield
    7.4%

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