How much is a home worth in ZIP code 33545?

The typical home in 33545 is worth $393,570, based on the Zillow Home Value Index.

Are home values rising in 33545?

Home values in 33545 are down 4.4% over the past year, and up 5.0% a year over five years.

What is the typical rent in 33545?

A typical home in 33545 rents for about $2,244 a month, a gross rental yield of 6.8%.

What is the property tax rate in 33545?

The effective property tax rate in 33545 is 1.0% — roughly $3,770 a year on a typical home.

ZIP code 33545 has a population of 30,222 and a median household income of $118,889.

HousingHandbookReference data

…

U.S. ZIP Code · FL33545

Pasco County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$393,570^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -4.4%
5-year / yr: +5.0%
10-year / yr: +6.2%

Relative price

vs U.S.: +38.5%
vs metro: +8.3%
vs state: +13.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 33545 is worth $393,570 — 8.3% above the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 4.4%. Homes here rent for a typical $2,244 a month — a 6.8% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,244^[2]
Gross yield: 6.8%^[2]
Cap rate: 4.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $3,770^[3]

#Climate risk

FEMA National Risk Index ratings for Pasco County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively High
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 30,222^[3]
Median household income: $118,889^[3]

#Migration

Household moves in and out of Pasco County over a year, from IRS tax-return data.

Net migration: +9,011^[5]
Moved in: 28,441
Moved out: 19,430

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 4
Middle: 1
High: 2

WESLEY CHAPEL HIGH SCHOOL
High · Grades 9–12 · PASCO
1,886 students
THOMAS E. WEIGHTMAN MIDDLE SCHOOL
Middle · Grades 6–8 · PASCO
1,301 students
INNOVATION PREPARATORY ACADEMY
Elementary · Grades K–8 · PASCO
1,169 students
WATERGRASS ELEMENTARY SCHOOL
Elementary · Grades PK–5 · PASCO
939 students
NEW RIVER ELEMENTARY SCHOOL
Elementary · Grades PK–5 · PASCO
808 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.8%

Net yield (after ~40% expenses)4.1%

Annual rent$26,933

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,990

Loan principal$314,856

Down payment$78,714

Total interest paid$401,582

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.17

Monthly cost to own$2,633

Monthly rent$2,244

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 40th percentile^[1]
Rental yield: 47th percentile^[2]
Property tax: 90th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 33545?: The typical home in 33545 is worth $393,570, based on the Zillow Home Value Index.
Are home values rising in 33545?: Home values in 33545 are down 4.4% over the past year, and up 5.0% a year over five years.
What is the typical rent in 33545?: A typical home in 33545 rents for about $2,244 a month, a gross rental yield of 6.8%.
What is the property tax rate in 33545?: The effective property tax rate in 33545 is 1.0% — roughly $3,770 a year on a typical home.
Who lives in 33545?: ZIP code 33545 has a population of 30,222 and a median household income of $118,889.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

33703 vs 33545 →
St. Petersburg, FL
Typical home
$394,458
Gross yield
8.0%
33567 vs 33545 →
Plant City, FL
Typical home
$394,952
Gross yield
—
33569
Riverview CDP, FL
Typical home
$390,030
Gross yield
7.2%
34607
Hernando Beach CDP, FL
Typical home
$399,568
Gross yield
—
33565
Plant City, FL
Typical home
$400,396
Gross yield
—
33579
Riverview CDP, FL
Typical home
$385,973
Gross yield
7.8%

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Pit ZIP 33545 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL33545

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