HousingHandbookReference data

U.S. ZIP Code · FL33805

Polk County · Lakeland-Winter Haven, FL

Typical home value

$232,888[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.9%
5-year / yr
+5.4%
10-year / yr
+10.9%

Relative price

vs U.S.
-18.0%
vs metro
-19.0%
vs state
-32.8%
ZIP 33805 location in FL
Location of ZIP 33805 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 33805 is worth $232,888 — 19.0% below the Lakeland-Winter Haven, FL median. Over the past year, values have fallen 4.9%. Homes here rent for a typical $1,523 a month — a 7.8% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,523[2]
Gross yield
7.8%[2]
Cap rate
4.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,746[3]

#Climate risk

FEMA National Risk Index ratings for Polk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
28,751[3]
Median household income
$62,661[3]

#Migration

Household moves in and out of Polk County over a year, from IRS tax-return data.

Net migration
+9,194[5]
Moved in
31,294
Moved out
22,100

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
1
High
0
  • ROCHELLE SCHOOL OF THE ARTS

    Elementary · Grades PK–8 · POLK

    803 students

  • NORTH LAKELAND ELEMENTARY SCHOOL OF CHOICE

    Elementary · Grades PK–5 · POLK

    637 students

  • LINCOLN AVENUE ACADEMY

    Elementary · Grades K–5 · POLK

    522 students

  • ACHIEVEMENT ACADEMY

    Prekindergarten · Grades PK · POLK

    157 students

  • LAKELAND MONTESSORI SCHOOL HOUSE

    Elementary · Grades K–6 · POLK

    108 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.8%
Net yield (after ~40% expenses)4.7%
Annual rent$18,279

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,178
Loan principal$186,311
Down payment$46,578
Total interest paid$237,629

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.00
Monthly cost to own$1,517
Monthly rent$1,523

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
50th percentile[1]
Rental yield
71st percentile[2]
Property tax
70th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 33805?
The typical home in 33805 is worth $232,888, based on the Zillow Home Value Index.
Are home values rising in 33805?
Home values in 33805 are down 4.9% over the past year, and up 5.4% a year over five years.
What is the typical rent in 33805?
A typical home in 33805 rents for about $1,523 a month, a gross rental yield of 7.8%.
What is the property tax rate in 33805?
The effective property tax rate in 33805 is 0.7% — roughly $1,746 a year on a typical home.
Who lives in 33805?
ZIP code 33805 has a population of 28,751 and a median household income of $62,661.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lakeland, FL

    Typical home
    $234,908
    Gross yield
    7.5%
  • Alturas CDP, FL

    Typical home
    $228,059
    Gross yield
  • Lake Wales, FL

    Typical home
    $225,033
    Gross yield
    6.9%
  • Indian Lake Estates CDP, FL

    Typical home
    $250,865
    Gross yield
  • Polk City, FL

    Typical home
    $254,509
    Gross yield
  • Jan Phyl Village CDP, FL

    Typical home
    $254,780
    Gross yield
    7.6%

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