HousingHandbookReference data

U.S. ZIP Code · FL33810

Polk County · Lakeland-Winter Haven, FL

Typical home value

$317,294[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.3%
5-year / yr
+5.7%
10-year / yr
+7.3%

Relative price

vs U.S.
+11.7%
vs metro
+10.3%
vs state
-8.5%
ZIP 33810 location in FL
Location of ZIP 33810 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 33810 is worth $317,294 — 10.3% above the Lakeland-Winter Haven, FL median. Over the past year, values have fallen 2.3%. Homes here rent for a typical $1,905 a month — a 7.2% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,905[2]
Gross yield
7.2%[2]
Cap rate
4.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,070[3]

#Climate risk

FEMA National Risk Index ratings for Polk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
55,137[3]
Median household income
$69,986[3]

#Migration

Household moves in and out of Polk County over a year, from IRS tax-return data.

Net migration
+9,194[5]
Moved in
31,294
Moved out
22,100

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
7
Middle
2
High
0
  • SLEEPY HILL MIDDLE SCHOOL

    Middle · Grades 6–8 · POLK

    1,087 students

  • KATHLEEN MIDDLE SCHOOL

    Middle · Grades 6–8 · POLK

    835 students

  • SLEEPY HILL ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · POLK

    766 students

  • DR. NE ROBERTS ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · POLK

    749 students

  • R. CLEM CHURCHWELL ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · POLK

    686 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.2%
Net yield (after ~40% expenses)4.3%
Annual rent$22,862

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,604
Loan principal$253,836
Down payment$63,459
Total interest paid$323,753

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.07
Monthly cost to own$2,041
Monthly rent$1,905

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
72nd percentile[1]
Rental yield
24th percentile[2]
Property tax
20th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 33810?
The typical home in 33810 is worth $317,294, based on the Zillow Home Value Index.
Are home values rising in 33810?
Home values in 33810 are down 2.3% over the past year, and up 5.7% a year over five years.
What is the typical rent in 33810?
A typical home in 33810 rents for about $1,905 a month, a gross rental yield of 7.2%.
What is the property tax rate in 33810?
The effective property tax rate in 33810 is 0.7% — roughly $2,070 a year on a typical home.
Who lives in 33810?
ZIP code 33810 has a population of 55,137 and a median household income of $69,986.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lake Hamilton, FL

    Typical home
    $313,504
    Gross yield
  • Lakeland, FL

    Typical home
    $312,673
    Gross yield
    6.3%
  • Lake Alfred, FL

    Typical home
    $309,214
    Gross yield
  • Auburndale, FL

    Typical home
    $304,242
    Gross yield
    7.3%
  • Winter Haven, FL

    Typical home
    $299,091
    Gross yield
    7.6%
  • Lakeland, FL

    Typical home
    $336,399
    Gross yield
    7.3%

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