U.S. ZIP Code · FL33981
Charlotte County · Punta Gorda, FL
Appreciation
- 1-year
- -10.2%
- 5-year / yr
- +2.7%
- 10-year / yr
- +5.4%
Relative price
- vs U.S.
- +19.2%
- vs metro
- +9.0%
- vs state
- -2.4%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 33981 is worth $338,591 — 9.0% above the Punta Gorda, FL median. Over the past year, values have fallen 10.2%. Homes here rent for a typical $2,259 a month — a 8.0% gross rental yield. The effective property tax rate is 0.8%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Charlotte County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively High[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Relatively High
- Wildfire
- Relatively Moderate
- Drought
- Relatively Low
- Heat wave
- Relatively Low
- Hurricane
- Very High
- Tornado
- Relatively Low
- Earthquake
- Very Low
- Winter weather
- No Rating
#Who lives here
#Migration
Household moves in and out of Charlotte County over a year, from IRS tax-return data.
- Net migration
- +1,867[5]
- Moved in
- 9,442
- Moved out
- 7,575
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 1
- Elementary
- 1
- Middle
- 0
- High
- 0
MYAKKA RIVER ELEMENTARY SCHOOL
Elementary · Grades PK–5 · CHARLOTTE
652 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning and renting are roughly even.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 33981?
- The typical home in 33981 is worth $338,591, based on the Zillow Home Value Index.
- Are home values rising in 33981?
- Home values in 33981 are down 10.2% over the past year, and up 2.7% a year over five years.
- What is the typical rent in 33981?
- A typical home in 33981 rents for about $2,259 a month, a gross rental yield of 8.0%.
- What is the property tax rate in 33981?
- The effective property tax rate in 33981 is 0.8% — roughly $2,613 a year on a typical home.
- Who lives in 33981?
- ZIP code 33981 has a population of 15,622 and a median household income of $84,098.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Rotonda CDP, FL
- Typical home
- $343,568
- Gross yield
- 8.1%
Punta Gorda, FL
- Typical home
- $330,779
- Gross yield
- 12.5%
Cleveland CDP, FL
- Typical home
- $359,839
- Gross yield
- 8.4%
Port Charlotte CDP, FL
- Typical home
- $310,528
- Gross yield
- 6.1%
Punta Gorda, FL
- Typical home
- $367,966
- Gross yield
- 7.5%
Harbour Heights CDP, FL
- Typical home
- $304,068
- Gross yield
- 7.3%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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Pit ZIP 33981 against any other ZIP — full side-by-side table.
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