How much is a home worth in ZIP code 34104?

The typical home in 34104 is worth $354,319, based on the Zillow Home Value Index.

Are home values rising in 34104?

Home values in 34104 are down 5.8% over the past year, and up 6.3% a year over five years.

What is the typical rent in 34104?

A typical home in 34104 rents for about $2,252 a month, a gross rental yield of 7.6%.

What is the property tax rate in 34104?

The effective property tax rate in 34104 is 0.6% — roughly $2,037 a year on a typical home.

ZIP code 34104 has a population of 26,408 and a median household income of $71,686.

HousingHandbookReference data

…

U.S. ZIP Code · FL34104

Collier County · Naples-Marco Island, FL

Typical home value

$354,319^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -5.8%
5-year / yr: +6.3%
10-year / yr: +4.7%

Relative price

vs U.S.: +24.7%
vs metro: -35.7%
vs state: +2.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34104 is worth $354,319 — 35.7% below the Naples-Marco Island, FL median. Over the past year, values have fallen 5.8%. Homes here rent for a typical $2,252 a month — a 7.6% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,252^[2]
Gross yield: 7.6%^[2]
Cap rate: 4.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $2,037^[3]

#Climate risk

FEMA National Risk Index ratings for Collier County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Very High
Wildfire: Relatively Moderate
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 26,408^[3]
Median household income: $71,686^[3]

#Migration

Household moves in and out of Collier County over a year, from IRS tax-return data.

Net migration: +686^[5]
Moved in: 13,744
Moved out: 13,058

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 2
Middle: 2
High: 3

MASON CLASSICAL ACADEMY
Other · Grades K–12 · COLLIER
1,488 students
EAST NAPLES MIDDLE SCHOOL
Middle · Grades 6–8 · COLLIER
850 students
CALUSA PARK ELEMENTARY SCHOOL
Elementary · Grades PK–5 · COLLIER
679 students
GULF COAST CHARTER ACADEMY SOUTH
Elementary · Grades K–8 · COLLIER
679 students
LORENZO WALKER TECHNICAL HIGH SCHOOL
High · Grades 9–12 · COLLIER
583 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.6%

Net yield (after ~40% expenses)4.6%

Annual rent$27,020

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,792

Loan principal$283,456

Down payment$70,864

Total interest paid$361,532

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.00

Monthly cost to own$2,255

Monthly rent$2,252

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 35th percentile^[1]
Rental yield: 73rd percentile^[2]
Property tax: 31st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 34104?: The typical home in 34104 is worth $354,319, based on the Zillow Home Value Index.
Are home values rising in 34104?: Home values in 34104 are down 5.8% over the past year, and up 6.3% a year over five years.
What is the typical rent in 34104?: A typical home in 34104 rents for about $2,252 a month, a gross rental yield of 7.6%.
What is the property tax rate in 34104?: The effective property tax rate in 34104 is 0.6% — roughly $2,037 a year on a typical home.
Who lives in 34104?: ZIP code 34104 has a population of 26,408 and a median household income of $71,686.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

34142 vs 34104 →
Immokalee CDP, FL
Typical home
$344,701
Gross yield
8.8%
34112 vs 34104 →
Naples, FL
Typical home
$332,548
Gross yield
8.7%
34139
Everglades, FL
Typical home
$290,770
Gross yield
—
34116
Golden Gate CDP, FL
Typical home
$453,984
Gross yield
5.9%
34105
Naples, FL
Typical home
$455,679
Gross yield
5.7%
34113
Lely Resort CDP, FL
Typical home
$499,357
Gross yield
9.4%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 34104 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL34104

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