HousingHandbookReference data

U.S. ZIP Code · FL34120

Collier County · Naples-Marco Island, FL

Typical home value

$551,210[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.3%
5-year / yr
+7.2%
10-year / yr
+5.6%

Relative price

vs U.S.
+94.0%
vs metro
≈ metro median
vs state
+58.9%
ZIP 34120 location in FL
Location of ZIP 34120 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34120 is worth $551,210. Over the past year, values have fallen 4.3%. Homes here rent for a typical $3,008 a month — a 6.5% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,008[2]
Gross yield
6.5%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$3,729[3]

#Climate risk

FEMA National Risk Index ratings for Collier County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
42,345[3]
Median household income
$93,861[3]

#Migration

Household moves in and out of Collier County over a year, from IRS tax-return data.

Net migration
+686[5]
Moved in
13,744
Moved out
13,058

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
5
Middle
2
High
1
  • PALMETTO RIDGE HIGH SCHOOL

    High · Grades 9–12 · COLLIER

    2,035 students

  • CORKSCREW MIDDLE SCHOOL

    Middle · Grades 6–8 · COLLIER

    990 students

  • ESTATES ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · COLLIER

    915 students

  • CORKSCREW ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · COLLIER

    900 students

  • CYPRESS PALM MIDDLE SCHOOL

    Middle · Grades 6–8 · COLLIER

    828 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.5%
Net yield (after ~40% expenses)3.9%
Annual rent$36,102

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,787
Loan principal$440,968
Down payment$110,242
Total interest paid$562,430

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.18
Monthly cost to own$3,559
Monthly rent$3,008

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
76th percentile[1]
Rental yield
55th percentile[2]
Property tax
81st percentile[3]

Frequently asked

How much is a home worth in ZIP code 34120?
The typical home in 34120 is worth $551,210, based on the Zillow Home Value Index.
Are home values rising in 34120?
Home values in 34120 are down 4.3% over the past year, and up 7.2% a year over five years.
What is the typical rent in 34120?
A typical home in 34120 rents for about $3,008 a month, a gross rental yield of 6.5%.
What is the property tax rate in 34120?
The effective property tax rate in 34120 is 0.7% — roughly $3,729 a year on a typical home.
Who lives in 34120?
ZIP code 34120 has a population of 42,345 and a median household income of $93,861.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • FL

    Typical home
    $563,138
    Gross yield
    5.8%
  • Pelican Marsh CDP, FL

    Typical home
    $588,290
    Gross yield
    5.6%
  • Winding Cypress CDP, FL

    Typical home
    $510,748
    Gross yield
    7.2%
  • Marco Island, FL

    Typical home
    $595,842
    Gross yield
  • Bonita Springs, FL

    Typical home
    $598,455
    Gross yield
    5.7%
  • Lely Resort CDP, FL

    Typical home
    $499,357
    Gross yield
    9.4%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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