HousingHandbookReference data

U.S. ZIP Code · FL34224

Charlotte County · Punta Gorda, FL

Typical home value

$280,706[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-12.4%
5-year / yr
+2.0%
10-year / yr
+5.1%

Relative price

vs U.S.
-1.2%
vs metro
-9.6%
vs state
-19.1%
ZIP 34224 location in FL
Location of ZIP 34224 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34224 is worth $280,706 — 9.6% below the Punta Gorda, FL median. Over the past year, values have fallen 12.4%. Homes here rent for a typical $1,883 a month — a 8.1% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,883[2]
Gross yield
8.1%[2]
Cap rate
4.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,463[3]

#Climate risk

FEMA National Risk Index ratings for Charlotte County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very High
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
15,536[3]
Median household income
$57,281[3]

#Migration

Household moves in and out of Charlotte County over a year, from IRS tax-return data.

Net migration
+1,867[5]
Moved in
9,442
Moved out
7,575

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
0
High
1
  • LEMON BAY HIGH SCHOOL

    High · Grades 9–12 · CHARLOTTE

    1,346 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.1%
Net yield (after ~40% expenses)4.8%
Annual rent$22,597

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,419
Loan principal$224,565
Down payment$56,141
Total interest paid$286,420

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.99
Monthly cost to own$1,859
Monthly rent$1,883

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
45th percentile[2]
Property tax
58th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34224?
The typical home in 34224 is worth $280,706, based on the Zillow Home Value Index.
Are home values rising in 34224?
Home values in 34224 are down 12.4% over the past year, and up 2.0% a year over five years.
What is the typical rent in 34224?
A typical home in 34224 rents for about $1,883 a month, a gross rental yield of 8.1%.
What is the property tax rate in 34224?
The effective property tax rate in 34224 is 0.9% — roughly $2,463 a year on a typical home.
Who lives in 34224?
ZIP code 34224 has a population of 15,536 and a median household income of $57,281.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Port Charlotte CDP, FL

    Typical home
    $264,029
    Gross yield
    8.9%
  • Port Charlotte CDP, FL

    Typical home
    $297,688
    Gross yield
    7.2%
  • Harbour Heights CDP, FL

    Typical home
    $304,068
    Gross yield
    7.3%
  • Port Charlotte CDP, FL

    Typical home
    $252,517
    Gross yield
    10.3%
  • Port Charlotte CDP, FL

    Typical home
    $310,528
    Gross yield
    6.1%
  • Punta Gorda, FL

    Typical home
    $330,779
    Gross yield
    12.5%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 34224 against any other ZIP — full side-by-side table.

Compare 34224

#Jump to section