HousingHandbookReference data

U.S. ZIP Code · FL34614

Hernando County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$354,628[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.2%
5-year / yr
+7.2%
10-year / yr
+9.3%

Relative price

vs U.S.
+24.8%
vs metro
-2.4%
vs state
+2.3%
ZIP 34614 location in FL
Location of ZIP 34614 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34614 is worth $354,628 — 2.4% below the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 1.2%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,420[3]

#Climate risk

FEMA National Risk Index ratings for Hernando County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
10,935[3]
Median household income
$83,800[3]

#Migration

Household moves in and out of Hernando County over a year, from IRS tax-return data.

Net migration
+2,290[5]
Moved in
8,430
Moved out
6,140

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • WINDING WATERS K-8

    Elementary · Grades PK–8 · HERNANDO

    1,638 students

  • WEEKI WACHEE HIGH SCHOOL

    High · Grades 9–12 · HERNANDO

    1,402 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,793
Loan principal$283,702
Down payment$70,926
Total interest paid$361,847

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,290
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
96th percentile[1]
Rental yield
[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34614?
The typical home in 34614 is worth $354,628, based on the Zillow Home Value Index.
Are home values rising in 34614?
Home values in 34614 are down 1.2% over the past year, and up 7.2% a year over five years.
What is the property tax rate in 34614?
The effective property tax rate in 34614 is 0.7% — roughly $2,420 a year on a typical home.
Who lives in 34614?
ZIP code 34614 has a population of 10,935 and a median household income of $83,800.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Largo, FL

    Typical home
    $353,945
    Gross yield
    7.9%
  • Egypt Lake-Leto CDP, FL

    Typical home
    $352,827
    Gross yield
    5.0%
  • St. Petersburg, FL

    Typical home
    $358,731
    Gross yield
    7.0%
  • Wimauma CDP, FL

    Typical home
    $349,911
    Gross yield
    7.8%
  • Pasadena Hills CDP, FL

    Typical home
    $349,850
    Gross yield
    7.2%
  • Thonotosassa CDP, FL

    Typical home
    $359,822
    Gross yield
    7.2%

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