How much is a home worth in ZIP code 34653?

The typical home in 34653 is worth $249,970, based on the Zillow Home Value Index.

Are home values rising in 34653?

Home values in 34653 are down 3.6% over the past year, and up 6.0% a year over five years.

What is the typical rent in 34653?

A typical home in 34653 rents for about $1,630 a month, a gross rental yield of 7.8%.

What is the property tax rate in 34653?

The effective property tax rate in 34653 is 0.7% — roughly $1,650 a year on a typical home.

ZIP code 34653 has a population of 35,945 and a median household income of $49,563.

HousingHandbookReference data

…

U.S. ZIP Code · FL34653

Pasco County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$249,970^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.6%
5-year / yr: +6.0%
10-year / yr: +10.0%

Relative price

vs U.S.: -12.0%
vs metro: -31.2%
vs state: -27.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34653 is worth $249,970 — 31.2% below the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 3.6%. Homes here rent for a typical $1,630 a month — a 7.8% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,630^[2]
Gross yield: 7.8%^[2]
Cap rate: 4.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $1,650^[3]

#Climate risk

FEMA National Risk Index ratings for Pasco County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively High
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 35,945^[3]
Median household income: $49,563^[3]

#Migration

Household moves in and out of Pasco County over a year, from IRS tax-return data.

Net migration: +9,011^[5]
Moved in: 28,441
Moved out: 19,430

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 4
Middle: 1
High: 3

GULF MIDDLE SCHOOL
Middle · Grades 6–8 · PASCO
858 students
WENDELL KRINN TECHNICAL HIGH SCHOOL
High · Grades 9–12 · PASCO
711 students
COTEE RIVER ELEMENTARY SCHOOL
Elementary · Grades PK–5 · PASCO
559 students
PLATO ACADEMY TRINITY CHARTER SCHOOL
Elementary · Grades K–8 · PASCO
524 students
DEER PARK ELEMENTARY SCHOOL
Elementary · Grades PK–5 · PASCO
491 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.8%

Net yield (after ~40% expenses)4.7%

Annual rent$19,563

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,264

Loan principal$199,976

Down payment$49,994

Total interest paid$255,059

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.99

Monthly cost to own$1,610

Monthly rent$1,630

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 70th percentile^[1]
Rental yield: 75th percentile^[2]
Property tax: 19th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 34653?: The typical home in 34653 is worth $249,970, based on the Zillow Home Value Index.
Are home values rising in 34653?: Home values in 34653 are down 3.6% over the past year, and up 6.0% a year over five years.
What is the typical rent in 34653?: A typical home in 34653 rents for about $1,630 a month, a gross rental yield of 7.8%.
What is the property tax rate in 34653?: The effective property tax rate in 34653 is 0.7% — roughly $1,650 a year on a typical home.
Who lives in 34653?: ZIP code 34653 has a population of 35,945 and a median household income of $49,563.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

33760 vs 34653 →
Largo, FL
Typical home
$250,559
Gross yield
7.2%
33771 vs 34653 →
Largo, FL
Typical home
$256,814
Gross yield
7.9%
33605
Tampa, FL
Typical home
$261,423
Gross yield
8.8%
33523
Ridge Manor CDP, FL
Typical home
$263,214
Gross yield
8.2%
33709
West Lealman CDP, FL
Typical home
$266,991
Gross yield
8.9%
33542
Zephyrhills, FL
Typical home
$228,548
Gross yield
8.1%

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Pit ZIP 34653 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL34653

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