HousingHandbookReference data

U.S. ZIP Code · FL34681

Pinellas County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$623,830[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.9%
5-year / yr
+4.5%
10-year / yr
+6.8%

Relative price

vs U.S.
+119.6%
vs metro
+71.7%
vs state
+79.9%
ZIP 34681 location in FL
Location of ZIP 34681 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34681 is worth $623,830 — 71.7% above the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 2.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Pinellas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Very High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
1,284[3]
Median household income
[3]

#Migration

Household moves in and out of Pinellas County over a year, from IRS tax-return data.

Net migration
+769[5]
Moved in
31,737
Moved out
30,968

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,154
Loan principal$499,064
Down payment$124,766
Total interest paid$636,528

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,298
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
23rd percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 34681?
The typical home in 34681 is worth $623,830, based on the Zillow Home Value Index.
Are home values rising in 34681?
Home values in 34681 are down 2.9% over the past year, and up 4.5% a year over five years.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Tampa, FL

    Typical home
    $614,583
    Gross yield
    4.5%
  • Keystone CDP, FL

    Typical home
    $664,740
    Gross yield
    3.5%
  • Lutz CDP, FL

    Typical home
    $673,714
    Gross yield
    4.0%
  • Westchase CDP, FL

    Typical home
    $570,493
    Gross yield
    4.8%
  • East Lake CDP, FL

    Typical home
    $567,224
    Gross yield
  • St. Pete Beach, FL

    Typical home
    $566,231
    Gross yield
    5.1%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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