HousingHandbookReference data

U.S. ZIP Code · FL34698

Pinellas County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$409,062[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.4%
5-year / yr
+5.2%
10-year / yr
+8.0%

Relative price

vs U.S.
+44.0%
vs metro
+12.6%
vs state
+17.9%
ZIP 34698 location in FL
Location of ZIP 34698 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34698 is worth $409,062 — 12.6% above the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 2.4%. Homes here rent for a typical $2,084 a month — a 6.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,084[2]
Gross yield
6.1%[2]
Cap rate
3.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,908[3]

#Climate risk

FEMA National Risk Index ratings for Pinellas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Very High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
38,171[3]
Median household income
$74,078[3]

#Migration

Household moves in and out of Pinellas County over a year, from IRS tax-return data.

Net migration
+769[5]
Moved in
31,737
Moved out
30,968

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
6
Middle
1
High
1
  • DUNEDIN HIGH SCHOOL

    High · Grades 9–12 · PINELLAS

    1,190 students

  • DUNEDIN HIGHLAND MIDDLE SCHOOL

    Middle · Grades 6–8 · PINELLAS

    868 students

  • DISCOVERY ACADEMY OF SCIENCE

    Elementary · Grades K–8 · PINELLAS

    661 students

  • GARRISON-JONES ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · PINELLAS

    598 students

  • CURTIS FUNDAMENTAL ELEMENTARY

    Elementary · Grades K–5 · PINELLAS

    536 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.1%
Net yield (after ~40% expenses)3.7%
Annual rent$25,006

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,068
Loan principal$327,250
Down payment$81,812
Total interest paid$417,389

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.27
Monthly cost to own$2,651
Monthly rent$2,084

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
45th percentile[1]
Rental yield
33rd percentile[2]
Property tax
35th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34698?
The typical home in 34698 is worth $409,062, based on the Zillow Home Value Index.
Are home values rising in 34698?
Home values in 34698 are down 2.4% over the past year, and up 5.2% a year over five years.
What is the typical rent in 34698?
A typical home in 34698 rents for about $2,084 a month, a gross rental yield of 6.1%.
What is the property tax rate in 34698?
The effective property tax rate in 34698 is 0.7% — roughly $2,908 a year on a typical home.
Who lives in 34698?
ZIP code 34698 has a population of 38,171 and a median household income of $74,078.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Tampa, FL

    Typical home
    $409,667
    Gross yield
    6.3%
  • Carrollwood CDP, FL

    Typical home
    $410,001
    Gross yield
    4.8%
  • Thonotosassa CDP, FL

    Typical home
    $410,336
    Gross yield
    5.6%
  • Wesley Chapel CDP, FL

    Typical home
    $407,745
    Gross yield
    7.0%
  • Land O' Lakes CDP, FL

    Typical home
    $406,031
    Gross yield
    5.9%
  • Tampa, FL

    Typical home
    $403,745
    Gross yield
    6.1%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 34698 against any other ZIP — full side-by-side table.

Compare 34698

#Jump to section