How much is a home worth in ZIP code 34986?

The typical home in 34986 is worth $374,890, based on the Zillow Home Value Index.

Are home values rising in 34986?

Home values in 34986 are down 5.4% over the past year, and up 4.8% a year over five years.

What is the typical rent in 34986?

A typical home in 34986 rents for about $2,186 a month, a gross rental yield of 7.0%.

What is the property tax rate in 34986?

The effective property tax rate in 34986 is 1.0% — roughly $3,779 a year on a typical home.

ZIP code 34986 has a population of 30,715 and a median household income of $80,047.

HousingHandbookReference data

…

U.S. ZIP Code · FL34986

St. Lucie County · Port St. Lucie, FL

Typical home value

$374,890^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -5.4%
5-year / yr: +4.8%
10-year / yr: +5.7%

Relative price

vs U.S.: +32.0%
vs metro: -2.1%
vs state: +8.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34986 is worth $374,890 — 2.1% below the Port St. Lucie, FL median. Over the past year, values have fallen 5.4%. Homes here rent for a typical $2,186 a month — a 7.0% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,186^[2]
Gross yield: 7.0%^[2]
Cap rate: 4.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $3,779^[3]

#Climate risk

FEMA National Risk Index ratings for St. Lucie County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 30,715^[3]
Median household income: $80,047^[3]

#Migration

Household moves in and out of St. Lucie County over a year, from IRS tax-return data.

Net migration: +4,935^[5]
Moved in: 15,986
Moved out: 11,051

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 5
Middle: 0
High: 3

MANATEE ACADEMY K-8
Elementary · Grades K–8 · ST. LUCIE
1,723 students
ST. LUCIE WEST K-8 SCHOOL
Elementary · Grades K–8 · ST. LUCIE
1,663 students
WEST GATE K-8 SCHOOL
Elementary · Grades PK–8 · ST. LUCIE
1,582 students
RENAISSANCE CHARTER SCHOOL OF ST. LUCIE
Elementary · Grades PK–8 · ST. LUCIE
1,415 students
ST. LUCIE WEST CENTENNIAL HIGH
High · Grades 9–12 · ST. LUCIE
2,702 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.0%

Net yield (after ~40% expenses)4.2%

Annual rent$26,234

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,896

Loan principal$299,912

Down payment$74,978

Total interest paid$382,522

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.15

Monthly cost to own$2,524

Monthly rent$2,186

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 14th percentile^[1]
Rental yield: 29th percentile^[2]
Property tax: 90th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 34986?: The typical home in 34986 is worth $374,890, based on the Zillow Home Value Index.
Are home values rising in 34986?: Home values in 34986 are down 5.4% over the past year, and up 4.8% a year over five years.
What is the typical rent in 34986?: A typical home in 34986 rents for about $2,186 a month, a gross rental yield of 7.0%.
What is the property tax rate in 34986?: The effective property tax rate in 34986 is 1.0% — roughly $3,779 a year on a typical home.
Who lives in 34986?: ZIP code 34986 has a population of 30,715 and a median household income of $80,047.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

34981 vs 34986 →
Fort Pierce, FL
Typical home
$368,756
Gross yield
—
34983 vs 34986 →
Port St. Lucie, FL
Typical home
$361,717
Gross yield
8.0%
34984
Port St. Lucie, FL
Typical home
$391,321
Gross yield
7.1%
34953
Port St. Lucie, FL
Typical home
$397,670
Gross yield
7.9%
34945
Port St. Lucie, FL
Typical home
$408,566
Gross yield
—
34949
Fort Pierce, FL
Typical home
$411,775
Gross yield
7.6%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 34986 against any other ZIP — full side-by-side table.

Compare 34986 →

#Jump to section

U.S. ZIP Code · FL34986

Get more data on ZIPs like this

Get more data on ZIPs like this