HousingHandbookReference data

U.S. ZIP Code · AL35054

St. Clair County · Birmingham, AL

Typical home value

$413,793[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.3%
5-year / yr
+5.0%
10-year / yr
+5.8%

Relative price

vs U.S.
+45.7%
vs metro
+83.0%
vs state
+111.1%
ZIP 35054 location in AL
Location of ZIP 35054 in AL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 35054 is worth $413,793 — 83.0% above the Birmingham, AL median. Over the past year, values have risen 1.3%. The effective property tax rate is 0.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.2%[3]
Typical annual tax
$971[3]

#Climate risk

FEMA National Risk Index ratings for St. Clair County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
4,593[3]
Median household income
$77,929[3]

#Migration

Household moves in and out of St. Clair County over a year, from IRS tax-return data.

Net migration
+539[5]
Moved in
2,849
Moved out
2,310

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Coosa Valley Elementary School

    Elementary · Grades PK–4 · Pell City

    454 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,092
Loan principal$331,034
Down payment$82,759
Total interest paid$422,216

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,516
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
90th percentile[1]
Rental yield
[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 35054?
The typical home in 35054 is worth $413,793, based on the Zillow Home Value Index.
Are home values rising in 35054?
Home values in 35054 are up 1.3% over the past year, and up 5.0% a year over five years.
What is the property tax rate in 35054?
The effective property tax rate in 35054 is 0.2% — roughly $971 a year on a typical home.
Who lives in 35054?
ZIP code 35054 has a population of 4,593 and a median household income of $77,929.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Vestavia Hills, AL

    Typical home
    $413,752
    Gross yield
    3.8%
  • Birmingham, AL

    Typical home
    $395,118
    Gross yield
    3.5%
  • Hoover, AL

    Typical home
    $439,242
    Gross yield
    5.1%
  • Trussville, AL

    Typical home
    $385,052
    Gross yield
    6.3%
  • Chelsea, AL

    Typical home
    $382,055
    Gross yield
    7.1%
  • Wilsonville, AL

    Typical home
    $358,729
    Gross yield

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