HousingHandbookReference data

U.S. ZIP Code · AL35055

Cullman County

Typical home value

$249,611[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.9%
5-year / yr
+5.8%
10-year / yr
+5.8%

Relative price

vs U.S.
-12.1%
vs metro
vs state
+27.3%
ZIP 35055 location in AL
Location of ZIP 35055 in AL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 35055 is worth $249,611. Over the past year, values have risen 4.9%. Homes here rent for a typical $1,527 a month — a 7.3% gross rental yield. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,527[2]
Gross yield
7.3%[2]
Cap rate
4.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$643[3]

#Climate risk

FEMA National Risk Index ratings for Cullman County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
23,115[3]
Median household income
$58,405[3]

#Migration

Household moves in and out of Cullman County over a year, from IRS tax-return data.

Net migration
+464[5]
Moved in
1,949
Moved out
1,485

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
4
Middle
1
High
2
  • Cullman High School

    High · Grades 9–12 · Cullman City

    986 students

  • East Elementary School

    Elementary · Grades 2–6 · Cullman City

    603 students

  • West Elementary School

    Elementary · Grades 2–6 · Cullman City

    592 students

  • Cullman City Primary School

    Elementary · Grades PK–1 · Cullman City

    530 students

  • Cullman Middle School

    Middle · Grades 7–8 · Cullman City

    488 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.3%
Net yield (after ~40% expenses)4.4%
Annual rent$18,320

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,262
Loan principal$199,689
Down payment$49,922
Total interest paid$254,692

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.00
Monthly cost to own$1,524
Monthly rent$1,527

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 35055?
The typical home in 35055 is worth $249,611, based on the Zillow Home Value Index.
Are home values rising in 35055?
Home values in 35055 are up 4.9% over the past year, and up 5.8% a year over five years.
What is the typical rent in 35055?
A typical home in 35055 rents for about $1,527 a month, a gross rental yield of 7.3%.
What is the property tax rate in 35055?
The effective property tax rate in 35055 is 0.3% — roughly $643 a year on a typical home.
Who lives in 35055?
ZIP code 35055 has a population of 23,115 and a median household income of $58,405.

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