HousingHandbookReference data

U.S. ZIP Code · AL35146

St. Clair County · Birmingham, AL

Typical home value

$326,751[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.6%
5-year / yr
+3.9%
10-year / yr
+5.0%

Relative price

vs U.S.
+15.0%
vs metro
+44.5%
vs state
+66.7%
ZIP 35146 location in AL
Location of ZIP 35146 in AL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 35146 is worth $326,751 — 44.5% above the Birmingham, AL median. Over the past year, values have risen 1.6%. Homes here rent for a typical $1,888 a month — a 6.9% gross rental yield. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,888[2]
Gross yield
6.9%[2]
Cap rate
4.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$959[3]

#Climate risk

FEMA National Risk Index ratings for St. Clair County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
13,973[3]
Median household income
$86,614[3]

#Migration

Household moves in and out of St. Clair County over a year, from IRS tax-return data.

Net migration
+539[5]
Moved in
2,849
Moved out
2,310

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Springville Elementary School

    Elementary · Grades PK–4 · St Clair County

    803 students

  • Springville Middle School

    Middle · Grades 5–8 · St Clair County

    759 students

  • Springville High School

    High · Grades 9–12 · St Clair County

    734 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.9%
Net yield (after ~40% expenses)4.2%
Annual rent$22,659

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,652
Loan principal$261,401
Down payment$65,350
Total interest paid$333,402

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.06
Monthly cost to own$2,003
Monthly rent$1,888

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
55th percentile[1]
Rental yield
31st percentile[2]
Property tax
42nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 35146?
The typical home in 35146 is worth $326,751, based on the Zillow Home Value Index.
Are home values rising in 35146?
Home values in 35146 are up 1.6% over the past year, and up 3.9% a year over five years.
What is the typical rent in 35146?
A typical home in 35146 rents for about $1,888 a month, a gross rental yield of 6.9%.
What is the property tax rate in 35146?
The effective property tax rate in 35146 is 0.3% — roughly $959 a year on a typical home.
Who lives in 35146?
ZIP code 35146 has a population of 13,973 and a median household income of $86,614.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sterrett CDP, AL

    Typical home
    $324,602
    Gross yield
  • Columbiana, AL

    Typical home
    $322,771
    Gross yield
  • Birmingham, AL

    Typical home
    $322,485
    Gross yield
    6.2%
  • Shelby CDP, AL

    Typical home
    $321,347
    Gross yield
  • Helena, AL

    Typical home
    $339,568
    Gross yield
    6.7%
  • Pell City, AL

    Typical home
    $313,757
    Gross yield
    5.8%

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