HousingHandbookReference data

U.S. ZIP Code · AL36109

Montgomery County · Montgomery, AL

Typical home value

$154,273[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.6%
5-year / yr
+5.2%
10-year / yr
+4.3%

Relative price

vs U.S.
-45.7%
vs metro
-24.8%
vs state
-21.3%
ZIP 36109 location in AL
Location of ZIP 36109 in AL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 36109 is worth $154,273 — 24.8% below the Montgomery, AL median. Over the past year, values have risen 1.6%. Homes here rent for a typical $1,284 a month — a 10.0% gross rental yield. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,284[2]
Gross yield
10.0%[2]
Cap rate
6.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$526[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
23,581[3]
Median household income
$59,193[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration
-1,096[5]
Moved in
4,695
Moved out
5,791

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
1
High
0
  • Goodwyn Middle School

    Middle · Grades 6–8 · Montgomery County

    757 students

  • Dalraida Elementary School

    Elementary · Grades PK–5 · Montgomery County

    669 students

  • Morningview Elementary School

    Elementary · Grades PK–5 · Montgomery County

    427 students

  • Flowers Elementary School

    Elementary · Grades PK–5 · Montgomery County

    411 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.0%
Net yield (after ~40% expenses)6.0%
Annual rent$15,412

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$780
Loan principal$123,418
Down payment$30,855
Total interest paid$157,413

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.74
Monthly cost to own$952
Monthly rent$1,284

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
59th percentile[1]
Rental yield
58th percentile[2]
Property tax
79th percentile[3]

Frequently asked

How much is a home worth in ZIP code 36109?
The typical home in 36109 is worth $154,273, based on the Zillow Home Value Index.
Are home values rising in 36109?
Home values in 36109 are up 1.6% over the past year, and up 5.2% a year over five years.
What is the typical rent in 36109?
A typical home in 36109 rents for about $1,284 a month, a gross rental yield of 10.0%.
What is the property tax rate in 36109?
The effective property tax rate in 36109 is 0.3% — roughly $526 a year on a typical home.
Who lives in 36109?
ZIP code 36109 has a population of 23,581 and a median household income of $59,193.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • AL

    Typical home
    $153,354
    Gross yield
  • Montgomery, AL

    Typical home
    $149,594
    Gross yield
    10.9%
  • Montgomery, AL

    Typical home
    $159,572
    Gross yield
    10.0%
  • AL

    Typical home
    $165,692
    Gross yield
  • White Hall, AL

    Typical home
    $142,764
    Gross yield
  • Fort Deposit, AL

    Typical home
    $135,284
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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