HousingHandbookReference data

U.S. ZIP Code · AL36863

Chambers County

Typical home value

$123,958[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.1%
5-year / yr
+2.0%
10-year / yr
+4.4%

Relative price

vs U.S.
-56.4%
vs metro
vs state
-36.8%
ZIP 36863 location in AL
Location of ZIP 36863 in AL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 36863 is worth $123,958. Over the past year, values have fallen 0.1%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$442[3]

#Climate risk

FEMA National Risk Index ratings for Chambers County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
11,919[3]
Median household income
$51,130[3]

#Migration

Household moves in and out of Chambers County over a year, from IRS tax-return data.

Net migration
-71[5]
Moved in
779
Moved out
850

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • W O Lance Elementary

    Elementary · Grades PK–6 · Lanett City

    551 students

  • Huguley Elementary School

    Elementary · Grades PK–5 · Chambers County

    365 students

  • Lanett Junior High School

    Middle · Grades 7–8 · Lanett City

    148 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$627
Loan principal$99,166
Down payment$24,792
Total interest paid$126,481

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$767
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 36863?
The typical home in 36863 is worth $123,958, based on the Zillow Home Value Index.
Are home values rising in 36863?
Home values in 36863 are down 0.1% over the past year, and up 2.0% a year over five years.
What is the property tax rate in 36863?
The effective property tax rate in 36863 is 0.4% — roughly $442 a year on a typical home.
Who lives in 36863?
ZIP code 36863 has a population of 11,919 and a median household income of $51,130.

Compare ZIPs

Pit ZIP 36863 against any other ZIP — full side-by-side table.

Compare 36863

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