HousingHandbookReference data

U.S. ZIP Code · TN37325

Polk County · Cleveland, TN

Typical home value

$271,467[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+8.5%
5-year / yr
+6.6%
10-year / yr
+7.8%

Relative price

vs U.S.
-4.4%
vs metro
+3.2%
vs state
+2.6%
ZIP 37325 location in TN
Location of ZIP 37325 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37325 is worth $271,467 — 3.2% above the Cleveland, TN median. Over the past year, values have risen 8.5%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$924[3]

#Climate risk

FEMA National Risk Index ratings for Polk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
2,007[3]
Median household income
$66,204[3]

#Migration

Household moves in and out of Polk County over a year, from IRS tax-return data.

Net migration
+128[5]
Moved in
572
Moved out
444

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,373
Loan principal$217,174
Down payment$54,293
Total interest paid$276,993

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,676
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
27th percentile[1]
Rental yield
[2]
Property tax
0th percentile[3]

Frequently asked

How much is a home worth in ZIP code 37325?
The typical home in 37325 is worth $271,467, based on the Zillow Home Value Index.
Are home values rising in 37325?
Home values in 37325 are up 8.5% over the past year, and up 6.6% a year over five years.
What is the property tax rate in 37325?
The effective property tax rate in 37325 is 0.3% — roughly $924 a year on a typical home.
Who lives in 37325?
ZIP code 37325 has a population of 2,007 and a median household income of $66,204.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Benton, TN

    Typical home
    $263,044
    Gross yield
  • Conasauga CDP, TN

    Typical home
    $255,885
    Gross yield
  • Cleveland, TN

    Typical home
    $252,792
    Gross yield
    6.6%
  • Wildwood Lake CDP, TN

    Typical home
    $301,239
    Gross yield
    6.6%
  • Ocoee CDP, TN

    Typical home
    $314,362
    Gross yield
  • Ducktown, TN

    Typical home
    $220,273
    Gross yield

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