How much is a home worth in ZIP code 37363?

The typical home in 37363 is worth $445,333, based on the Zillow Home Value Index.

Are home values rising in 37363?

Home values in 37363 are down 0.0% over the past year, and up 6.3% a year over five years.

What is the typical rent in 37363?

A typical home in 37363 rents for about $1,958 a month, a gross rental yield of 5.3%.

What is the property tax rate in 37363?

The effective property tax rate in 37363 is 0.5% — roughly $2,240 a year on a typical home.

ZIP code 37363 has a population of 42,093 and a median household income of $97,399.

HousingHandbookReference data

…

U.S. ZIP Code · TN37363

Hamilton County · Chattanooga, TN-GA

Typical home value

$445,333^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: 0.0%
5-year / yr: +6.3%
10-year / yr: +6.6%

Relative price

vs U.S.: +56.8%
vs metro: +48.2%
vs state: +68.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37363 is worth $445,333 — 48.2% above the Chattanooga, TN-GA median. Over the past year, values have fallen 0.0%. Homes here rent for a typical $1,958 a month — a 5.3% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,958^[2]
Gross yield: 5.3%^[2]
Cap rate: 3.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.5%^[3]
Typical annual tax: $2,240^[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 42,093^[3]
Median household income: $97,399^[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration: +1,834^[5]
Moved in: 10,809
Moved out: 8,975

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 4
Middle: 2
High: 2

Ooltewah High School
High · Grades 9–12 · Hamilton County
1,275 students
East Hamilton High School
High · Grades 9–12 · Hamilton County
1,263 students
Ooltewah Elementary School
Elementary · Grades PK–5 · Hamilton County
851 students
Hunter Middle School
Middle · Grades 6–8 · Hamilton County
697 students
Snow Hill Elementary School
Elementary · Grades PK–5 · Hamilton County
637 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.3%

Net yield (after ~40% expenses)3.2%

Annual rent$23,492

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,252

Loan principal$356,267

Down payment$89,067

Total interest paid$454,398

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.43

Monthly cost to own$2,809

Monthly rent$1,958

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 50th percentile^[1]
Rental yield: 42nd percentile^[2]
Property tax: 32nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 37363?: The typical home in 37363 is worth $445,333, based on the Zillow Home Value Index.
Are home values rising in 37363?: Home values in 37363 are down 0.0% over the past year, and up 6.3% a year over five years.
What is the typical rent in 37363?: A typical home in 37363 rents for about $1,958 a month, a gross rental yield of 5.3%.
What is the property tax rate in 37363?: The effective property tax rate in 37363 is 0.5% — roughly $2,240 a year on a typical home.
Who lives in 37363?: ZIP code 37363 has a population of 42,093 and a median household income of $97,399.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

37405 vs 37363 →
Chattanooga, TN
Typical home
$448,425
Gross yield
4.2%
37402 vs 37363 →
Chattanooga, TN
Typical home
$450,940
Gross yield
3.9%
30750
Lookout Mountain, GA
Typical home
$469,825
Gross yield
—
37408
Chattanooga, TN
Typical home
$414,100
Gross yield
4.4%
37403
Chattanooga, TN
Typical home
$393,745
Gross yield
4.9%
37409
Chattanooga, TN
Typical home
$392,703
Gross yield
6.0%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 37363 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · TN37363

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