HousingHandbookReference data

U.S. ZIP Code · TN37411

Hamilton County · Chattanooga, TN-GA

Typical home value

$236,717[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.4%
5-year / yr
+6.1%
10-year / yr
+8.2%

Relative price

vs U.S.
-16.7%
vs metro
-21.2%
vs state
-10.6%
ZIP 37411 location in TN
Location of ZIP 37411 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37411 is worth $236,717 — 21.2% below the Chattanooga, TN-GA median. Over the past year, values have fallen 2.4%. Homes here rent for a typical $1,365 a month — a 6.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,365[2]
Gross yield
6.9%[2]
Cap rate
4.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,690[3]

#Climate risk

FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
18,997[3]
Median household income
$56,579[3]

#Migration

Household moves in and out of Hamilton County over a year, from IRS tax-return data.

Net migration
+1,834[5]
Moved in
10,809
Moved out
8,975

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Brainerd High School

    High · Grades 9–12 · Hamilton County

    732 students

  • Barger Academy of Fine Arts

    Elementary · Grades PK–5 · Hamilton County

    362 students

  • Woodmore Elementary School

    Elementary · Grades PK–5 · Hamilton County

    349 students

  • Dalewood Middle School

    Middle · Grades 6–8 · Hamilton County

    260 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.9%
Net yield (after ~40% expenses)4.2%
Annual rent$16,376

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,197
Loan principal$189,373
Down payment$47,343
Total interest paid$241,535

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.12
Monthly cost to own$1,534
Monthly rent$1,365

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
40th percentile[1]
Rental yield
79th percentile[2]
Property tax
66th percentile[3]

Frequently asked

How much is a home worth in ZIP code 37411?
The typical home in 37411 is worth $236,717, based on the Zillow Home Value Index.
Are home values rising in 37411?
Home values in 37411 are down 2.4% over the past year, and up 6.1% a year over five years.
What is the typical rent in 37411?
A typical home in 37411 rents for about $1,365 a month, a gross rental yield of 6.9%.
What is the property tax rate in 37411?
The effective property tax rate in 37411 is 0.7% — roughly $1,690 a year on a typical home.
Who lives in 37411?
ZIP code 37411 has a population of 18,997 and a median household income of $56,579.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Chattanooga, TN

    Typical home
    $235,345
    Gross yield
  • Sequatchie CDP, TN

    Typical home
    $233,572
    Gross yield
  • Trenton, GA

    Typical home
    $240,434
    Gross yield
  • Wildwood CDP, GA

    Typical home
    $230,922
    Gross yield
  • New Hope, TN

    Typical home
    $225,702
    Gross yield
  • Powells Crossroads, TN

    Typical home
    $225,579
    Gross yield

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