U.S. ZIP Code · TN37412
Hamilton County · Chattanooga, TN-GA
Appreciation
- 1-year
- -0.8%
- 5-year / yr
- +6.8%
- 10-year / yr
- +7.7%
Relative price
- vs U.S.
- -8.5%
- vs metro
- -13.5%
- vs state
- -1.8%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 37412 is worth $259,954 — 13.5% below the Chattanooga, TN-GA median. Over the past year, values have fallen 0.8%. Homes here rent for a typical $1,358 a month — a 6.3% gross rental yield. The effective property tax rate is 0.8%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Hamilton County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively High
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Low
- Drought
- Relatively Low
- Heat wave
- Relatively Low
- Hurricane
- Relatively Low
- Tornado
- Relatively High
- Earthquake
- Relatively Moderate
- Winter weather
- Relatively High
#Who lives here
#Migration
Household moves in and out of Hamilton County over a year, from IRS tax-return data.
- Net migration
- +1,834[5]
- Moved in
- 10,809
- Moved out
- 8,975
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 4
- Elementary
- 2
- Middle
- 1
- High
- 1
East Ridge High School
High · Grades 9–12 · Hamilton County
928 students
East Ridge Elementary School
Elementary · Grades PK–5 · Hamilton County
917 students
Spring Creek Elementary School
Elementary · Grades PK–5 · Hamilton County
697 students
East Ridge Middle School
Middle · Grades 6–8 · Hamilton County
618 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 37412?
- The typical home in 37412 is worth $259,954, based on the Zillow Home Value Index.
- Are home values rising in 37412?
- Home values in 37412 are down 0.8% over the past year, and up 6.8% a year over five years.
- What is the typical rent in 37412?
- A typical home in 37412 rents for about $1,358 a month, a gross rental yield of 6.3%.
- What is the property tax rate in 37412?
- The effective property tax rate in 37412 is 0.8% — roughly $2,025 a year on a typical home.
- Who lives in 37412?
- ZIP code 37412 has a population of 21,864 and a median household income of $62,508.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Fort Oglethorpe, GA
- Typical home
- $258,226
- Gross yield
- 5.4%
Chattanooga, TN
- Typical home
- $264,383
- Gross yield
- 7.0%
Chickamauga, GA
- Typical home
- $265,537
- Gross yield
- —
Dunlap, TN
- Typical home
- $274,972
- Gross yield
- —
Jasper, TN
- Typical home
- $275,183
- Gross yield
- —
Trenton, GA
- Typical home
- $240,434
- Gross yield
- —
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
Compare ZIPs
Pit ZIP 37412 against any other ZIP — full side-by-side table.
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