HousingHandbookReference data

U.S. ZIP Code · TN37643

Carter County · Johnson City, TN

Typical home value

$232,345[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+7.7%
10-year / yr
+7.7%

Relative price

vs U.S.
-18.2%
vs metro
-15.0%
vs state
-12.2%
ZIP 37643 location in TN
Location of ZIP 37643 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37643 is worth $232,345 — 15.0% below the Johnson City, TN median. Over the past year, values have fallen 0.4%. Homes here rent for a typical $1,050 a month — a 5.4% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,050[2]
Gross yield
5.4%[2]
Cap rate
3.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,194[3]

#Climate risk

FEMA National Risk Index ratings for Carter County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
34,120[3]
Median household income
$51,831[3]

#Migration

Household moves in and out of Carter County over a year, from IRS tax-return data.

Net migration
+346[5]
Moved in
1,773
Moved out
1,427

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
13
Elementary
6
Middle
2
High
4
  • Elizabethton High School

    High · Grades 9–12 · Elizabethton

    879 students

  • T A Dugger Junior High School

    Middle · Grades 6–8 · Elizabethton

    623 students

  • Hunter Elementary

    Elementary · Grades K–8 · Carter County

    519 students

  • East Side Elementary

    Elementary · Grades PK–5 · Elizabethton

    462 students

  • Happy Valley High School

    High · Grades 9–12 · Carter County

    450 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.4%
Net yield (after ~40% expenses)3.3%
Annual rent$12,600

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,175
Loan principal$185,876
Down payment$46,469
Total interest paid$237,075

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.40
Monthly cost to own$1,467
Monthly rent$1,050

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
67th percentile[1]
Rental yield
0th percentile[2]
Property tax
69th percentile[3]

Frequently asked

How much is a home worth in ZIP code 37643?
The typical home in 37643 is worth $232,345, based on the Zillow Home Value Index.
Are home values rising in 37643?
Home values in 37643 are down 0.4% over the past year, and up 7.7% a year over five years.
What is the typical rent in 37643?
A typical home in 37643 rents for about $1,050 a month, a gross rental yield of 5.4%.
What is the property tax rate in 37643?
The effective property tax rate in 37643 is 0.5% — roughly $1,194 a year on a typical home.
Who lives in 37643?
ZIP code 37643 has a population of 34,120 and a median household income of $51,831.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Erwin, TN

    Typical home
    $227,336
    Gross yield
  • Roan Mountain CDP, TN

    Typical home
    $239,599
    Gross yield
  • Watauga, TN

    Typical home
    $248,604
    Gross yield
  • TN

    Typical home
    $254,978
    Gross yield
  • Hampton CDP, TN

    Typical home
    $204,509
    Gross yield
  • Johnson City, TN

    Typical home
    $265,153
    Gross yield
    5.9%

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