HousingHandbookReference data

U.S. ZIP Code · TN37865

Sevier County

Typical home value

$373,743[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.2%
5-year / yr
+6.9%
10-year / yr
+7.8%

Relative price

vs U.S.
+31.6%
vs metro
vs state
+41.2%
ZIP 37865 location in TN
Location of ZIP 37865 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37865 is worth $373,743. Over the past year, values have risen 1.2%. Homes here rent for a typical $1,579 a month — a 5.1% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,579[2]
Gross yield
5.1%[2]
Cap rate
3.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,444[3]

#Climate risk

FEMA National Risk Index ratings for Sevier County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
25,074[3]
Median household income
$88,231[3]

#Migration

Household moves in and out of Sevier County over a year, from IRS tax-return data.

Net migration
-8[5]
Moved in
3,147
Moved out
3,155

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
2
High
1
  • Seymour High School

    High · Grades 10–12 · Sevier County

    730 students

  • Seymour Junior High

    Middle · Grades 7–9 · Sevier County

    722 students

  • Seymour Primary

    Elementary · Grades K–3 · Sevier County

    660 students

  • Seymour Intermediate

    Middle · Grades 4–6 · Sevier County

    548 students

  • Prospect Elementary School

    Elementary · Grades K–5 · Blount County

    354 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.1%
Net yield (after ~40% expenses)3.0%
Annual rent$18,953

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,890
Loan principal$298,995
Down payment$74,749
Total interest paid$381,351

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.47
Monthly cost to own$2,323
Monthly rent$1,579

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 37865?
The typical home in 37865 is worth $373,743, based on the Zillow Home Value Index.
Are home values rising in 37865?
Home values in 37865 are up 1.2% over the past year, and up 6.9% a year over five years.
What is the typical rent in 37865?
A typical home in 37865 rents for about $1,579 a month, a gross rental yield of 5.1%.
What is the property tax rate in 37865?
The effective property tax rate in 37865 is 0.4% — roughly $1,444 a year on a typical home.
Who lives in 37865?
ZIP code 37865 has a population of 25,074 and a median household income of $88,231.

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