U.S. ZIP Code · TN38012
Haywood County
Appreciation
- 1-year
- -3.2%
- 5-year / yr
- +5.5%
- 10-year / yr
- +6.0%
Relative price
- vs U.S.
- -41.9%
- vs metro
- —
- vs state
- -37.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 38012 is worth $165,000. Over the past year, values have fallen 3.2%. Homes here rent for a typical $1,000 a month — a 7.3% gross rental yield. The effective property tax rate is 0.6%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Haywood County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Very Low
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Relatively Moderate
- Heat wave
- Relatively Low
- Hurricane
- Very Low
- Tornado
- Relatively Moderate
- Earthquake
- Relatively Moderate
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Haywood County over a year, from IRS tax-return data.
- Net migration
- -102[5]
- Moved in
- 349
- Moved out
- 451
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 6
- Elementary
- 4
- Middle
- 1
- High
- 1
Haywood High School
High · Grades 9–12 · Haywood County
776 students
Haywood Elementary
Elementary · Grades 1–2 · Haywood County
365 students
East Side Elementary
Elementary · Grades 3–4 · Haywood County
361 students
Sunny Hill Intermediate School
Middle · Grades 5–6 · Haywood County
355 students
Anderson Early Childhood
Elementary · Grades PK–K · Haywood County
351 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning and renting are roughly even.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 38012?
- The typical home in 38012 is worth $165,000, based on the Zillow Home Value Index.
- Are home values rising in 38012?
- Home values in 38012 are down 3.2% over the past year, and up 5.5% a year over five years.
- What is the typical rent in 38012?
- A typical home in 38012 rents for about $1,000 a month, a gross rental yield of 7.3%.
- What is the property tax rate in 38012?
- The effective property tax rate in 38012 is 0.6% — roughly $979 a year on a typical home.
- Who lives in 38012?
- ZIP code 38012 has a population of 13,031 and a median household income of $45,974.
Compare ZIPs
Pit ZIP 38012 against any other ZIP — full side-by-side table.
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