HousingHandbookReference data

U.S. ZIP Code · TN38018

Shelby County · Memphis, TN-MS-AR

Typical home value

$291,503[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.8%
5-year / yr
+3.7%
10-year / yr
+6.4%

Relative price

vs U.S.
+2.6%
vs metro
+23.3%
vs state
+10.1%
ZIP 38018 location in TN
Location of ZIP 38018 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 38018 is worth $291,503 — 23.3% above the Memphis, TN-MS-AR median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $1,799 a month — a 7.4% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,799[2]
Gross yield
7.4%[2]
Cap rate
4.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,772[3]

#Climate risk

FEMA National Risk Index ratings for Shelby County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Low
Tornado
Very High
Earthquake
Relatively High
Winter weather
Relatively High

#Who lives here

Population
38,527[3]
Median household income
$90,004[3]

#Migration

Household moves in and out of Shelby County over a year, from IRS tax-return data.

Net migration
-4,630[5]
Moved in
14,700
Moved out
19,330

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Cordova Elementary

    Elementary · Grades PK–5 · Memphis-Shelby County Schools

    783 students

  • Cordova Middle

    Middle · Grades 6–8 · Memphis-Shelby County Schools

    666 students

  • Memphis School of Excellence Cordova

    High · Grades 6–12 · Memphis-Shelby County Schools

    362 students

  • Memphis School of Excellence Elementary Cordova

    Elementary · Grades K–5 · Memphis-Shelby County Schools

    317 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.4%
Net yield (after ~40% expenses)4.4%
Annual rent$21,589

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,474
Loan principal$233,202
Down payment$58,301
Total interest paid$297,437

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.04
Monthly cost to own$1,865
Monthly rent$1,799

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
40th percentile[1]
Rental yield
49th percentile[2]
Property tax
48th percentile[3]

Frequently asked

How much is a home worth in ZIP code 38018?
The typical home in 38018 is worth $291,503, based on the Zillow Home Value Index.
Are home values rising in 38018?
Home values in 38018 are down 2.8% over the past year, and up 3.7% a year over five years.
What is the typical rent in 38018?
A typical home in 38018 rents for about $1,799 a month, a gross rental yield of 7.4%.
What is the property tax rate in 38018?
The effective property tax rate in 38018 is 0.6% — roughly $1,772 a year on a typical home.
Who lives in 38018?
ZIP code 38018 has a population of 38,527 and a median household income of $90,004.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Moscow, TN

    Typical home
    $290,967
    Gross yield
  • Memphis, TN

    Typical home
    $295,067
    Gross yield
    6.2%
  • Munford, TN

    Typical home
    $287,348
    Gross yield
  • Memphis, TN

    Typical home
    $295,660
    Gross yield
    6.5%
  • Bartlett, TN

    Typical home
    $301,663
    Gross yield
    7.1%
  • Somerville, TN

    Typical home
    $302,487
    Gross yield

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