HousingHandbookReference data

U.S. ZIP Code · TN38478

Giles County

Typical home value

$247,168[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.0%
5-year / yr
+7.7%
10-year / yr
+8.3%

Relative price

vs U.S.
-13.0%
vs metro
vs state
-6.6%
ZIP 38478 location in TN
Location of ZIP 38478 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 38478 is worth $247,168. Over the past year, values have risen 2.0%. Homes here rent for a typical $1,338 a month — a 6.5% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,338[2]
Gross yield
6.5%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,148[3]

#Climate risk

FEMA National Risk Index ratings for Giles County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
18,943[3]
Median household income
$61,295[3]

#Migration

Household moves in and out of Giles County over a year, from IRS tax-return data.

Net migration
+170[5]
Moved in
873
Moved out
703

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Giles Co High School

    High · Grades 9–12 · Giles County

    688 students

  • Pulaski Elementary

    Elementary · Grades PK–2 · Giles County

    486 students

  • Southside Elementary

    Elementary · Grades 3–5 · Giles County

    369 students

  • Bridgeforth Middle School

    Middle · Grades 6–8 · Giles County

    312 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.5%
Net yield (after ~40% expenses)3.9%
Annual rent$16,050

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,250
Loan principal$197,734
Down payment$49,434
Total interest paid$252,199

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.16
Monthly cost to own$1,551
Monthly rent$1,338

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 38478?
The typical home in 38478 is worth $247,168, based on the Zillow Home Value Index.
Are home values rising in 38478?
Home values in 38478 are up 2.0% over the past year, and up 7.7% a year over five years.
What is the typical rent in 38478?
A typical home in 38478 rents for about $1,338 a month, a gross rental yield of 6.5%.
What is the property tax rate in 38478?
The effective property tax rate in 38478 is 0.5% — roughly $1,148 a year on a typical home.
Who lives in 38478?
ZIP code 38478 has a population of 18,943 and a median household income of $61,295.

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