HousingHandbookReference data

U.S. ZIP Code · MS38618

Tate County · Memphis, TN-MS-AR

Typical home value

$240,211[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.0%
5-year / yr
+5.4%
10-year / yr
+6.3%

Relative price

vs U.S.
-15.4%
vs metro
+1.6%
vs state
+58.1%
ZIP 38618 location in MS
Location of ZIP 38618 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 38618 is worth $240,211 — 1.6% above the Memphis, TN-MS-AR median. Over the past year, values have risen 4.0%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,261[3]

#Climate risk

FEMA National Risk Index ratings for Tate County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
9,866[3]
Median household income
$66,244[3]

#Migration

Household moves in and out of Tate County over a year, from IRS tax-return data.

Net migration
-3[5]
Moved in
697
Moved out
700

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
0
High
2
  • INDEPENDENCE HIGH SCHOOL

    High · Grades 7–12 · TATE CO SCHOOL DIST

    539 students

  • EAST TATE ELEMENTARY SCHOOL

    Elementary · Grades K–6 · TATE CO SCHOOL DIST

    495 students

  • COLDWATER ELEMENTARY SCHOOL

    Elementary · Grades K–6 · TATE CO SCHOOL DIST

    210 students

  • SENATOBIA TATE CO REGIONAL VOC CTR

    High · Grades 10–12 · TATE CO SCHOOL DIST

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,215
Loan principal$192,169
Down payment$48,042
Total interest paid$245,101

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,519
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
76th percentile[1]
Rental yield
[2]
Property tax
30th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 38618?
The typical home in 38618 is worth $240,211, based on the Zillow Home Value Index.
Are home values rising in 38618?
Home values in 38618 are up 4.0% over the past year, and up 5.4% a year over five years.
What is the property tax rate in 38618?
The effective property tax rate in 38618 is 0.5% — roughly $1,261 a year on a typical home.
Who lives in 38618?
ZIP code 38618 has a population of 9,866 and a median household income of $66,244.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Marion, AR

    Typical home
    $238,140
    Gross yield
  • Senatobia, MS

    Typical home
    $243,350
    Gross yield
  • Strayhorn CDP, MS

    Typical home
    $236,515
    Gross yield
  • Southaven, MS

    Typical home
    $236,336
    Gross yield
    7.7%
  • Millington, TN

    Typical home
    $244,562
    Gross yield
    7.5%
  • Gilt Edge, TN

    Typical home
    $231,514
    Gross yield

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