HousingHandbookReference data

U.S. ZIP Code · MS38650

Union County

Typical home value

$200,398[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.3%
5-year / yr
+3.2%
10-year / yr
+4.2%

Relative price

vs U.S.
-29.5%
vs metro
vs state
+31.9%
ZIP 38650 location in MS
Location of ZIP 38650 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 38650 is worth $200,398. Over the past year, values have risen 2.3%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$743[3]

#Climate risk

FEMA National Risk Index ratings for Union County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
4,599[3]
Median household income
$65,000[3]

#Migration

Household moves in and out of Union County over a year, from IRS tax-return data.

Net migration
-12[5]
Moved in
673
Moved out
685

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
0
Middle
0
High
0
  • MYRTLE ATTENDANCE CENTER

    Other · Grades PK–12 · UNION CO SCHOOL DIST

    707 students

  • WEST UNION ATTENDANCE CENTER

    Other · Grades PK–12 · UNION CO SCHOOL DIST

    686 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,013
Loan principal$160,319
Down payment$40,080
Total interest paid$204,477

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,242
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 38650?
The typical home in 38650 is worth $200,398, based on the Zillow Home Value Index.
Are home values rising in 38650?
Home values in 38650 are up 2.3% over the past year, and up 3.2% a year over five years.
What is the property tax rate in 38650?
The effective property tax rate in 38650 is 0.4% — roughly $743 a year on a typical home.
Who lives in 38650?
ZIP code 38650 has a population of 4,599 and a median household income of $65,000.

Compare ZIPs

Pit ZIP 38650 against any other ZIP — full side-by-side table.

Compare 38650

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