HousingHandbookReference data

U.S. ZIP Code · MS38652

Union County

Typical home value

$205,731[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.4%
5-year / yr
+4.2%
10-year / yr
+5.0%

Relative price

vs U.S.
-27.6%
vs metro
vs state
+35.4%
ZIP 38652 location in MS
Location of ZIP 38652 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 38652 is worth $205,731. Over the past year, values have risen 4.4%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,075[3]

#Climate risk

FEMA National Risk Index ratings for Union County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
15,789[3]
Median household income
$54,980[3]

#Migration

Household moves in and out of Union County over a year, from IRS tax-return data.

Net migration
-12[5]
Moved in
673
Moved out
685

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
1
Middle
1
High
2
  • NEW ALBANY ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · NEW ALBANY PUBLIC SCHOOLS

    1,073 students

  • INGOMAR ATTENDANCE CENTER

    Other · Grades PK–12 · UNION CO SCHOOL DIST

    668 students

  • NEW ALBANY HIGH SCHOOL

    High · Grades 9–12 · NEW ALBANY PUBLIC SCHOOLS

    596 students

  • NEW ALBANY MIDDLE SCHOOL

    Middle · Grades 6–8 · NEW ALBANY PUBLIC SCHOOLS

    456 students

  • NEW ALBANY/S.TIPPAH/UNION CO. ALT

    Other · Grades 1–12 · NEW ALBANY PUBLIC SCHOOLS

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,040
Loan principal$164,585
Down payment$41,146
Total interest paid$209,919

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,301
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 38652?
The typical home in 38652 is worth $205,731, based on the Zillow Home Value Index.
Are home values rising in 38652?
Home values in 38652 are up 4.4% over the past year, and up 4.2% a year over five years.
What is the property tax rate in 38652?
The effective property tax rate in 38652 is 0.5% — roughly $1,075 a year on a typical home.
Who lives in 38652?
ZIP code 38652 has a population of 15,789 and a median household income of $54,980.

Compare ZIPs

Pit ZIP 38652 against any other ZIP — full side-by-side table.

Compare 38652

#Jump to section