HousingHandbookReference data

U.S. ZIP Code · MS39120

Adams County

Typical home value

$115,506[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-12.0%
5-year / yr
-2.0%
10-year / yr
-0.1%

Relative price

vs U.S.
-59.3%
vs metro
vs state
-24.0%
ZIP 39120 location in MS
Location of ZIP 39120 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39120 is worth $115,506. Over the past year, values have fallen 12.0%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$588[3]

#Climate risk

FEMA National Risk Index ratings for Adams County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
29,039[3]
Median household income
$43,632[3]

#Migration

Household moves in and out of Adams County over a year, from IRS tax-return data.

Net migration
-81[5]
Moved in
462
Moved out
543

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
3
Middle
1
High
4
  • NATCHEZ HIGH SCHOOL

    High · Grades 9–12 · NATCHEZ-ADAMS SCHOOL DISTRICT

    634 students

  • NATCHEZ MIDDLE SCHOOL

    Middle · Grades 6–8 · NATCHEZ-ADAMS SCHOOL DISTRICT

    601 students

  • MC LAURIN ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · NATCHEZ-ADAMS SCHOOL DISTRICT

    556 students

  • SUSIE B WEST ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · NATCHEZ-ADAMS SCHOOL DISTRICT

    417 students

  • MORGANTOWN ELEMENTARY

    Elementary · Grades K–4 · NATCHEZ-ADAMS SCHOOL DISTRICT

    315 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$584
Loan principal$92,405
Down payment$23,101
Total interest paid$117,858

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$729
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 39120?
The typical home in 39120 is worth $115,506, based on the Zillow Home Value Index.
Are home values rising in 39120?
Home values in 39120 are down 12.0% over the past year, and down 2.0% a year over five years.
What is the property tax rate in 39120?
The effective property tax rate in 39120 is 0.5% — roughly $588 a year on a typical home.
Who lives in 39120?
ZIP code 39120 has a population of 29,039 and a median household income of $43,632.

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