HousingHandbookReference data

U.S. ZIP Code · MS39440

Jones County

Typical home value

$111,342[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.9%
5-year / yr
+1.8%
10-year / yr
+2.6%

Relative price

vs U.S.
-60.8%
vs metro
vs state
-26.7%
ZIP 39440 location in MS
Location of ZIP 39440 in MS

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39440 is worth $111,342. Over the past year, values have fallen 4.9%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$899[3]

#Climate risk

FEMA National Risk Index ratings for Jones County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
19,385[3]
Median household income
$46,947[3]

#Migration

Household moves in and out of Jones County over a year, from IRS tax-return data.

Net migration
-79[5]
Moved in
1,128
Moved out
1,207

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
2
Middle
2
High
3
  • LAUREL HIGH SCHOOL

    High · Grades 9–12 · LAUREL SCHOOL DISTRICT

    715 students

  • OAK PARK ELEMENTARY SCHOOL

    Elementary · Grades PK–1 · LAUREL SCHOOL DISTRICT

    427 students

  • LAUREL MIDDLE SCHOOL

    Middle · Grades 7–8 · LAUREL SCHOOL DISTRICT

    380 students

  • LAUREL MAGNET SCHOOL OF THE ARTS

    Elementary · Grades PK–6 · LAUREL SCHOOL DISTRICT

    334 students

  • LAUREL UPPER ELEMENTARY

    Middle · Grades 5–6 · LAUREL SCHOOL DISTRICT

    286 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$563
Loan principal$89,074
Down payment$22,268
Total interest paid$113,609

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$731
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 39440?
The typical home in 39440 is worth $111,342, based on the Zillow Home Value Index.
Are home values rising in 39440?
Home values in 39440 are down 4.9% over the past year, and up 1.8% a year over five years.
What is the property tax rate in 39440?
The effective property tax rate in 39440 is 0.8% — roughly $899 a year on a typical home.
Who lives in 39440?
ZIP code 39440 has a population of 19,385 and a median household income of $46,947.

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Pit ZIP 39440 against any other ZIP — full side-by-side table.

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