HousingHandbookReference data

U.S. ZIP Code · GA39817

Decatur County

Typical home value

$158,521[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.8%
10-year / yr
+6.0%

Relative price

vs U.S.
-44.2%
vs metro
vs state
-38.0%
ZIP 39817 location in GA
Location of ZIP 39817 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39817 is worth $158,521. Over the past year, values have risen 1.8%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$1,516[3]

#Climate risk

FEMA National Risk Index ratings for Decatur County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
11,158[3]
Median household income
$53,065[3]

#Migration

Household moves in and out of Decatur County over a year, from IRS tax-return data.

Net migration
-15[5]
Moved in
553
Moved out
568

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
0
High
0
  • Hutto Elementary School

    Elementary · Grades 3–5 · Decatur County

    781 students

  • Jones-Wheat Primary School

    Elementary · Grades PK–2 · Decatur County

    693 students

  • West Bainbridge Primary School

    Elementary · Grades PK–2 · Decatur County

    531 students

  • Spring Creek Charter Academy

    Other · Grades K–10 · State Specialty Schools II- Spring Creek Charter Academy

    440 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$802
Loan principal$126,817
Down payment$31,704
Total interest paid$161,748

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,060
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 39817?
The typical home in 39817 is worth $158,521, based on the Zillow Home Value Index.
Are home values rising in 39817?
Home values in 39817 are up 1.8% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 39817?
The effective property tax rate in 39817 is 1.0% — roughly $1,516 a year on a typical home.
Who lives in 39817?
ZIP code 39817 has a population of 11,158 and a median household income of $53,065.

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