U.S. ZIP Code · GA39851
Clay County
Appreciation
- 1-year
- +0.9%
- 5-year / yr
- +1.6%
- 10-year / yr
- +3.2%
Relative price
- vs U.S.
- -50.5%
- vs metro
- —
- vs state
- -45.1%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 39851 is worth $140,514. Over the past year, values have risen 0.9%. The effective property tax rate is 1.1%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Clay County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Very Low[4]
- Riverine flood
- Very Low
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Relatively Moderate
- Heat wave
- Very Low
- Hurricane
- Relatively Low
- Tornado
- Relatively Low
- Earthquake
- Very Low
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Clay County over a year, from IRS tax-return data.
- Net migration
- +7[5]
- Moved in
- 87
- Moved out
- 80
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 2
- Elementary
- 1
- Middle
- 1
- High
- 0
Clay County Elementary
Elementary · Grades PK–5 · Clay County
155 students
Clay County Middle School
Middle · Grades 6–8 · Clay County
50 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 39851?
- The typical home in 39851 is worth $140,514, based on the Zillow Home Value Index.
- Are home values rising in 39851?
- Home values in 39851 are up 0.9% over the past year, and up 1.6% a year over five years.
- What is the property tax rate in 39851?
- The effective property tax rate in 39851 is 1.1% — roughly $1,506 a year on a typical home.
- Who lives in 39851?
- ZIP code 39851 has a population of 2,080 and a median household income of $48,382.
Compare ZIPs
Pit ZIP 39851 against any other ZIP — full side-by-side table.
#Jump to section