HousingHandbookReference data

U.S. ZIP Code · KY40010

Oldham County · Louisville/Jefferson County, KY-IN

Typical home value

$507,285[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.0%
5-year / yr
+5.1%
10-year / yr

Relative price

vs U.S.
+78.6%
vs metro
+88.4%
vs state
+205.3%
ZIP 40010 location in KY
Location of ZIP 40010 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 40010 is worth $507,285 — 88.4% above the Louisville/Jefferson County, KY-IN median. Over the past year, values have risen 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Oldham County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
678[3]
Median household income
$196,125[3]

#Migration

Household moves in and out of Oldham County over a year, from IRS tax-return data.

Net migration
+8[5]
Moved in
1,909
Moved out
1,901

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
1
Middle
1
High
1
  • Oldham County Middle School

    Middle · Grades 6–8 · Oldham County

    699 students

  • Buckner Elementary School

    Elementary · Grades K–5 · Oldham County

    659 students

  • Buckner Alternative High School

    Other · Grades 4–12 · Oldham County

    55 students

  • The Robert L. Arvin Education Center

    High · Grades 11–12 · Oldham County

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,565
Loan principal$405,828
Down payment$101,457
Total interest paid$517,612

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,495
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
40th percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 40010?
The typical home in 40010 is worth $507,285, based on the Zillow Home Value Index.
Are home values rising in 40010?
Home values in 40010 are up 2.0% over the past year, and up 5.1% a year over five years.
Who lives in 40010?
ZIP code 40010 has a population of 678 and a median household income of $196,125.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Goshen, KY

    Typical home
    $504,429
    Gross yield
  • KY

    Typical home
    $497,747
    Gross yield
  • Louisville/Jefferson County metro government (balance), KY

    Typical home
    $484,165
    Gross yield
    4.0%
  • Louisville/Jefferson County metro government (balance), KY

    Typical home
    $539,958
    Gross yield
  • Crestwood, KY

    Typical home
    $467,074
    Gross yield
    4.4%
  • St. Matthews, KY

    Typical home
    $432,909
    Gross yield
    4.0%

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