U.S. ZIP Code · KY40071
Spencer County · Louisville/Jefferson County, KY-IN
Appreciation
- 1-year
- +5.6%
- 5-year / yr
- +5.8%
- 10-year / yr
- +6.7%
Relative price
- vs U.S.
- +28.3%
- vs metro
- +35.4%
- vs state
- +119.4%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 40071 is worth $364,599 — 35.4% above the Louisville/Jefferson County, KY-IN median. Over the past year, values have risen 5.6%. The effective property tax rate is 0.7%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Spencer County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Very Low[4]
- Riverine flood
- Very Low
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Very Low
- Heat wave
- Very Low
- Hurricane
- Very Low
- Tornado
- Relatively Low
- Earthquake
- Very Low
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Spencer County over a year, from IRS tax-return data.
- Net migration
- +45[5]
- Moved in
- 623
- Moved out
- 578
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 6
- Elementary
- 2
- Middle
- 1
- High
- 1
Spencer County High School
High · Grades 9–12 · Spencer County
971 students
Spencer County Elementary School
Elementary · Grades PK–5 · Spencer County
806 students
Spencer County Middle School
Middle · Grades 6–8 · Spencer County
697 students
Taylorsville Elementary School
Elementary · Grades PK–5 · Spencer County
655 students
Spencer County Early Learning Center
Prekindergarten · Grades PK · Spencer County
152 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 40071?
- The typical home in 40071 is worth $364,599, based on the Zillow Home Value Index.
- Are home values rising in 40071?
- Home values in 40071 are up 5.6% over the past year, and up 5.8% a year over five years.
- What is the property tax rate in 40071?
- The effective property tax rate in 40071 is 0.7% — roughly $2,548 a year on a typical home.
- Who lives in 40071?
- ZIP code 40071 has a population of 17,239 and a median household income of $98,528.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Pewee Valley, KY
- Typical home
- $364,449
- Gross yield
- —
Greenville, IN
- Typical home
- $345,759
- Gross yield
- —
Louisville/Jefferson County metro government (balance), KY
- Typical home
- $343,540
- Gross yield
- 5.3%
Lanesville, IN
- Typical home
- $342,389
- Gross yield
- —
Louisville, KY
- Typical home
- $341,635
- Gross yield
- 4.1%
Middletown, KY
- Typical home
- $341,391
- Gross yield
- 5.4%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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