HousingHandbookReference data

U.S. ZIP Code · KY40160

Hardin County · Elizabethtown, KY

Typical home value

$212,835[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.6%
5-year / yr
+6.7%
10-year / yr
+7.2%

Relative price

vs U.S.
-25.1%
vs metro
-6.5%
vs state
+28.1%
ZIP 40160 location in KY
Location of ZIP 40160 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 40160 is worth $212,835 — 6.5% below the Elizabethtown, KY median. Over the past year, values have fallen 0.6%. Homes here rent for a typical $903 a month — a 5.1% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$903[2]
Gross yield
5.1%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,334[3]

#Climate risk

FEMA National Risk Index ratings for Hardin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
23,624[3]
Median household income
$58,506[3]

#Migration

Household moves in and out of Hardin County over a year, from IRS tax-return data.

Net migration
-176[5]
Moved in
3,497
Moved out
3,673

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
4
Middle
1
High
1
  • North Hardin High School

    High · Grades 9–12 · Hardin County

    1,664 students

  • North Park Elementary School

    Elementary · Grades PK–K · Hardin County

    591 students

  • Woodland Elementary School

    Elementary · Grades 1–5 · Hardin County

    573 students

  • North Middle School

    Middle · Grades 6–8 · Hardin County

    568 students

  • Meadow View Elementary School

    Elementary · Grades K–5 · Hardin County

    517 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.1%
Net yield (after ~40% expenses)3.1%
Annual rent$10,833

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,076
Loan principal$170,268
Down payment$42,567
Total interest paid$217,167

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.51
Monthly cost to own$1,365
Monthly rent$903

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
78th percentile[1]
Rental yield
0th percentile[2]
Property tax
67th percentile[3]

Frequently asked

How much is a home worth in ZIP code 40160?
The typical home in 40160 is worth $212,835, based on the Zillow Home Value Index.
Are home values rising in 40160?
Home values in 40160 are down 0.6% over the past year, and up 6.7% a year over five years.
What is the typical rent in 40160?
A typical home in 40160 rents for about $903 a month, a gross rental yield of 5.1%.
What is the property tax rate in 40160?
The effective property tax rate in 40160 is 0.6% — roughly $1,334 a year on a typical home.
Who lives in 40160?
ZIP code 40160 has a population of 23,624 and a median household income of $58,506.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Buffalo CDP, KY

    Typical home
    $219,774
    Gross yield
  • Sonora, KY

    Typical home
    $225,977
    Gross yield
  • Hodgenville, KY

    Typical home
    $229,399
    Gross yield
  • KY

    Typical home
    $192,536
    Gross yield
  • Elizabethtown, KY

    Typical home
    $234,709
    Gross yield
  • Big Clifty CDP, KY

    Typical home
    $173,114
    Gross yield

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