HousingHandbookReference data

U.S. ZIP Code · KY40213

Jefferson County · Louisville/Jefferson County, KY-IN

Typical home value

$212,717[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
+5.1%
10-year / yr
+6.8%

Relative price

vs U.S.
-25.1%
vs metro
-21.0%
vs state
+28.0%
ZIP 40213 location in KY
Location of ZIP 40213 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 40213 is worth $212,717 — 21.0% below the Louisville/Jefferson County, KY-IN median. Over the past year, values have risen 3.9%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,762[3]

#Climate risk

FEMA National Risk Index ratings for Jefferson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
16,054[3]
Median household income
$55,897[3]

#Migration

Household moves in and out of Jefferson County over a year, from IRS tax-return data.

Net migration
-1,585[5]
Moved in
15,433
Moved out
17,018

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
2
Middle
0
High
3
  • Louisville Male High

    High · Grades 9–12 · Jefferson County

    1,904 students

  • Indian Trail Elementary

    Elementary · Grades K–5 · Jefferson County

    591 students

  • W.E.B. DuBois Academy

    Secondary · Grades 6–11 · Jefferson County

    507 students

  • Camp Taylor Elementary

    Elementary · Grades K–5 · Jefferson County

    420 students

  • George Unseld Early Childhood Center

    Prekindergarten · Grades PK · Jefferson County

    268 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,076
Loan principal$170,174
Down payment$42,543
Total interest paid$217,047

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,400
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
36th percentile[1]
Rental yield
[2]
Property tax
69th percentile[3]

Frequently asked

How much is a home worth in ZIP code 40213?
The typical home in 40213 is worth $212,717, based on the Zillow Home Value Index.
Are home values rising in 40213?
Home values in 40213 are up 3.9% over the past year, and up 5.1% a year over five years.
What is the property tax rate in 40213?
The effective property tax rate in 40213 is 0.8% — roughly $1,762 a year on a typical home.
Who lives in 40213?
ZIP code 40213 has a population of 16,054 and a median household income of $55,897.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Louisville/Jefferson County metro government (balance), KY

    Typical home
    $211,994
    Gross yield
    7.6%
  • New Haven, KY

    Typical home
    $211,500
    Gross yield
  • Louisville/Jefferson County metro government (balance), KY

    Typical home
    $209,721
    Gross yield
    5.8%
  • New Castle, KY

    Typical home
    $216,921
    Gross yield
  • Salem, IN

    Typical home
    $208,349
    Gross yield
  • Chaplin CDP, KY

    Typical home
    $217,528
    Gross yield

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