HousingHandbookReference data

U.S. ZIP Code · KY40741

Laurel County

Typical home value

$180,734[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.2%
5-year / yr
+4.9%
10-year / yr
+5.3%

Relative price

vs U.S.
-36.4%
vs metro
vs state
+8.8%
ZIP 40741 location in KY
Location of ZIP 40741 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 40741 is worth $180,734. Over the past year, values have fallen 1.2%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$917[3]

#Climate risk

FEMA National Risk Index ratings for Laurel County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
23,397[3]
Median household income
$64,552[3]

#Migration

Household moves in and out of Laurel County over a year, from IRS tax-return data.

Net migration
+174[5]
Moved in
1,507
Moved out
1,333

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
5
Middle
1
High
3
  • North Laurel High School

    High · Grades 9–12 · Laurel County

    1,260 students

  • North Laurel Middle School

    Middle · Grades 6–8 · Laurel County

    963 students

  • London Elementary School

    Elementary · Grades PK–5 · Laurel County

    554 students

  • Bush Elementary School

    Elementary · Grades PK–5 · Laurel County

    518 students

  • Colony Elementary School

    Elementary · Grades PK–5 · Laurel County

    372 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$914
Loan principal$144,587
Down payment$36,147
Total interest paid$184,413

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,141
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 40741?
The typical home in 40741 is worth $180,734, based on the Zillow Home Value Index.
Are home values rising in 40741?
Home values in 40741 are down 1.2% over the past year, and up 4.9% a year over five years.
What is the property tax rate in 40741?
The effective property tax rate in 40741 is 0.5% — roughly $917 a year on a typical home.
Who lives in 40741?
ZIP code 40741 has a population of 23,397 and a median household income of $64,552.

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Pit ZIP 40741 against any other ZIP — full side-by-side table.

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