U.S. ZIP Code · KY40977
Bell County
Appreciation
- 1-year
- -30.5%
- 5-year / yr
- -9.6%
- 10-year / yr
- -3.9%
Relative price
- vs U.S.
- -70.7%
- vs metro
- —
- vs state
- -49.8%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 40977 is worth $83,341. Over the past year, values have fallen 30.5%. The effective property tax rate is 0.7%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Bell County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Low
- Drought
- Very Low
- Heat wave
- Relatively Low
- Hurricane
- Very Low
- Tornado
- Relatively Low
- Earthquake
- Very Low
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of Bell County over a year, from IRS tax-return data.
- Net migration
- -97[5]
- Moved in
- 390
- Moved out
- 487
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 7
- Elementary
- 2
- Middle
- 0
- High
- 2
Bell County High School
High · Grades 9–12 · Bell County
643 students
Pineville Independent School
Other · Grades PK–12 · Pineville Independent
569 students
Bell Central School Center
Elementary · Grades PK–8 · Bell County
484 students
Page School Center
Elementary · Grades PK–8 · Bell County
274 students
Bell County Area Technology Center
High · Grades 8–12 · Kentucky Tech System
0 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 40977?
- The typical home in 40977 is worth $83,341, based on the Zillow Home Value Index.
- Are home values rising in 40977?
- Home values in 40977 are down 30.5% over the past year, and down 9.6% a year over five years.
- What is the property tax rate in 40977?
- The effective property tax rate in 40977 is 0.7% — roughly $555 a year on a typical home.
- Who lives in 40977?
- ZIP code 40977 has a population of 8,367 and a median household income of $37,917.
Compare ZIPs
Pit ZIP 40977 against any other ZIP — full side-by-side table.
#Articles featuring this ZIP
Explainers, guides, and lists that use 40977 as an example.
- ListicleWhere US Home Prices Are Falling Most: 10 ZIPs Down 17-30% in 12 Months
The ZIP codes with the steepest 12-month home-value declines, the regional patterns behind them, and a hard look at why 'buy the dip' is rarely the right move in markets like these.
#Jump to section