How much is a home worth in ZIP code 41640?

The typical home in 41640 is worth $66,481, based on the Zillow Home Value Index.

Are home values rising in 41640?

Home values in 41640 are down 23.2% over the past year, and down 6.4% a year over five years.

What is the property tax rate in 41640?

The effective property tax rate in 41640 is 0.3% — roughly $172 a year on a typical home.

ZIP code 41640 has a population of 927 and a median household income of $33,398.

HousingHandbookReference data

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U.S. ZIP Code · KY41640

Knott County

Typical home value

$66,481^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -23.2%
5-year / yr: -6.4%
10-year / yr: —

Relative price

vs U.S.: -76.6%
vs metro: —
vs state: -60.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 41640 is worth $66,481. Over the past year, values have fallen 23.2%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: —^[2]
Gross yield: —^[2]
Cap rate: —^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.3%^[3]
Typical annual tax: $172^[3]

#Climate risk

FEMA National Risk Index ratings for Knott County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: No Rating
Heat wave: Very Low
Hurricane: Very Low
Tornado: Very Low
Earthquake: Very Low
Winter weather: Relatively Low

#Who lives here

Population: 927^[3]
Median household income: $33,398^[3]

#Migration

Household moves in and out of Knott County over a year, from IRS tax-return data.

Net migration: -22^[5]
Moved in: 264
Moved out: 286

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield—

Net yield (after ~40% expenses)—

Annual rent—

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$336

Loan principal$53,185

Down payment$13,296

Total interest paid$67,834

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio—

Monthly cost to own$406

Monthly rent—

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: —^[1]
Rental yield: —^[2]
Property tax: —^[3]

Rankings

Top-10 lists this ZIP code appears on.

7th for lowest property tax in KYView list →

Frequently asked

How much is a home worth in ZIP code 41640?: The typical home in 41640 is worth $66,481, based on the Zillow Home Value Index.
Are home values rising in 41640?: Home values in 41640 are down 23.2% over the past year, and down 6.4% a year over five years.
What is the property tax rate in 41640?: The effective property tax rate in 41640 is 0.3% — roughly $172 a year on a typical home.
Who lives in 41640?: ZIP code 41640 has a population of 927 and a median household income of $33,398.

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#Jump to section

U.S. ZIP Code · KY41640

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