How much is a home worth in ZIP code 42045?

The typical home in 42045 is worth $167,921, based on the Zillow Home Value Index.

Are home values rising in 42045?

Home values in 42045 are down 7.4% over the past year, and up 6.0% a year over five years.

What is the property tax rate in 42045?

The effective property tax rate in 42045 is 0.5% — roughly $892 a year on a typical home.

ZIP code 42045 has a population of 1,931 and a median household income of $50,549.

HousingHandbookReference data

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U.S. ZIP Code · KY42045

Livingston County · Paducah, KY-IL

Typical home value

$167,921^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -7.4%
5-year / yr: +6.0%
10-year / yr: +5.6%

Relative price

vs U.S.: -40.9%
vs metro: +24.9%
vs state: +1.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42045 is worth $167,921 — 24.9% above the Paducah, KY-IL median. Over the past year, values have fallen 7.4%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: —^[2]
Gross yield: —^[2]
Cap rate: —^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.5%^[3]
Typical annual tax: $892^[3]

#Climate risk

FEMA National Risk Index ratings for Livingston County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very Low^[4]
Riverine flood: Very Low
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Very Low
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Low

#Who lives here

Population: 1,931^[3]
Median household income: $50,549^[3]

#Migration

Household moves in and out of Livingston County over a year, from IRS tax-return data.

Net migration: -11^[5]
Moved in: 218
Moved out: 229

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield—

Net yield (after ~40% expenses)—

Annual rent—

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$849

Loan principal$134,337

Down payment$33,584

Total interest paid$171,339

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio—

Monthly cost to own$1,063

Monthly rent—

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 72nd percentile^[1]
Rental yield: —^[2]
Property tax: 17th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 42045?: The typical home in 42045 is worth $167,921, based on the Zillow Home Value Index.
Are home values rising in 42045?: Home values in 42045 are down 7.4% over the past year, and up 6.0% a year over five years.
What is the property tax rate in 42045?: The effective property tax rate in 42045 is 0.5% — roughly $892 a year on a typical home.
Who lives in 42045?: ZIP code 42045 has a population of 1,931 and a median household income of $50,549.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

42053 vs 42045 →
Bandana CDP, KY
Typical home
$166,070
Gross yield
—
42058 vs 42045 →
Ledbetter CDP, KY
Typical home
$159,329
Gross yield
—
42003
Paducah, KY
Typical home
$158,585
Gross yield
11.4%
62908
Belknap, IL
Typical home
$152,720
Gross yield
—
42035
Cunningham CDP, KY
Typical home
$189,617
Gross yield
—
42083
KY
Typical home
$144,823
Gross yield
—

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#Jump to section

U.S. ZIP Code · KY42045

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