HousingHandbookReference data

U.S. ZIP Code · KY42081

Livingston County · Paducah, KY-IL

Typical home value

$127,066[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-12.3%
5-year / yr
+2.6%
10-year / yr
+3.8%

Relative price

vs U.S.
-55.3%
vs metro
-5.5%
vs state
-23.5%
ZIP 42081 location in KY
Location of ZIP 42081 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42081 is worth $127,066 — 5.5% below the Paducah, KY-IL median. Over the past year, values have fallen 12.3%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$602[3]

#Climate risk

FEMA National Risk Index ratings for Livingston County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
2,161[3]
Median household income
$92,868[3]

#Migration

Household moves in and out of Livingston County over a year, from IRS tax-return data.

Net migration
-11[5]
Moved in
218
Moved out
229

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • South Livingston Elementary School

    Elementary · Grades PK–5 · Livingston County

    364 students

  • Livingston Central High School

    High · Grades 9–12 · Livingston County

    326 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$643
Loan principal$101,652
Down payment$25,413
Total interest paid$129,652

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$798
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
22nd percentile[1]
Rental yield
[2]
Property tax
11th percentile[3]

Frequently asked

How much is a home worth in ZIP code 42081?
The typical home in 42081 is worth $127,066, based on the Zillow Home Value Index.
Are home values rising in 42081?
Home values in 42081 are down 12.3% over the past year, and up 2.6% a year over five years.
What is the property tax rate in 42081?
The effective property tax rate in 42081 is 0.5% — roughly $602 a year on a typical home.
Who lives in 42081?
ZIP code 42081 has a population of 2,161 and a median household income of $92,868.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Wickliffe, KY

    Typical home
    $128,819
    Gross yield
  • La Center, KY

    Typical home
    $124,323
    Gross yield
  • Barlow, KY

    Typical home
    $118,940
    Gross yield
  • Metropolis, IL

    Typical home
    $117,967
    Gross yield
  • Bardwell, KY

    Typical home
    $140,053
    Gross yield
  • Arlington, KY

    Typical home
    $112,266
    Gross yield

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