HousingHandbookReference data

U.S. ZIP Code · KY42352

McLean County · Owensboro, KY

Typical home value

$132,799[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-20.6%
5-year / yr
-2.1%
10-year / yr
+3.7%

Relative price

vs U.S.
-53.3%
vs metro
-28.0%
vs state
-20.1%
ZIP 42352 location in KY
Location of ZIP 42352 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42352 is worth $132,799 — 28.0% below the Owensboro, KY median. Over the past year, values have fallen 20.6%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$823[3]

#Climate risk

FEMA National Risk Index ratings for McLean County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
1,955[3]
Median household income
$53,750[3]

#Migration

Household moves in and out of McLean County over a year, from IRS tax-return data.

Net migration
-2[5]
Moved in
214
Moved out
216

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Livermore Elementary School

    Elementary · Grades PK–5 · McLean County

    244 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$672
Loan principal$106,239
Down payment$26,560
Total interest paid$135,502

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$851
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
11th percentile[1]
Rental yield
[2]
Property tax
22nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 42352?
The typical home in 42352 is worth $132,799, based on the Zillow Home Value Index.
Are home values rising in 42352?
Home values in 42352 are down 20.6% over the past year, and down 2.1% a year over five years.
What is the property tax rate in 42352?
The effective property tax rate in 42352 is 0.6% — roughly $823 a year on a typical home.
Who lives in 42352?
ZIP code 42352 has a population of 1,955 and a median household income of $53,750.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • KY

    Typical home
    $131,835
    Gross yield
  • Sacramento, KY

    Typical home
    $135,223
    Gross yield
  • Island, KY

    Typical home
    $138,367
    Gross yield
  • Beech Grove CDP, KY

    Typical home
    $177,353
    Gross yield
  • Maceo CDP, KY

    Typical home
    $191,327
    Gross yield
  • Owensboro, KY

    Typical home
    $207,385
    Gross yield
    6.9%

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