HousingHandbookReference data

U.S. ZIP Code · KY42431

Hopkins County

Typical home value

$162,945[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-7.4%
5-year / yr
+5.8%
10-year / yr
+5.2%

Relative price

vs U.S.
-42.6%
vs metro
vs state
-1.9%
ZIP 42431 location in KY
Location of ZIP 42431 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42431 is worth $162,945. Over the past year, values have fallen 7.4%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,249[3]

#Climate risk

FEMA National Risk Index ratings for Hopkins County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
27,207[3]
Median household income
$54,905[3]

#Migration

Household moves in and out of Hopkins County over a year, from IRS tax-return data.

Net migration
-17[5]
Moved in
846
Moved out
863

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
14
Elementary
4
Middle
2
High
4
  • Madisonville North Hopkins High School

    High · Grades 9–12 · Hopkins County

    1,076 students

  • Hopkins County Central High School

    High · Grades 9–12 · Hopkins County

    868 students

  • James Madison Middle School

    Middle · Grades 6–8 · Hopkins County

    483 students

  • Jesse Stuart Elementary School

    Elementary · Grades PK–5 · Hopkins County

    477 students

  • Browning Springs Middle School

    Middle · Grades 6–8 · Hopkins County

    462 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$824
Loan principal$130,356
Down payment$32,589
Total interest paid$166,262

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,064
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 42431?
The typical home in 42431 is worth $162,945, based on the Zillow Home Value Index.
Are home values rising in 42431?
Home values in 42431 are down 7.4% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 42431?
The effective property tax rate in 42431 is 0.8% — roughly $1,249 a year on a typical home.
Who lives in 42431?
ZIP code 42431 has a population of 27,207 and a median household income of $54,905.

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