HousingHandbookReference data

U.S. ZIP Code · KY42740

Hardin County · Elizabethtown, KY

Typical home value

$255,544[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.8%
5-year / yr
+4.4%
10-year / yr
+6.1%

Relative price

vs U.S.
-10.0%
vs metro
+12.2%
vs state
+53.8%
ZIP 42740 location in KY
Location of ZIP 42740 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42740 is worth $255,544 — 12.2% above the Elizabethtown, KY median. Over the past year, values have fallen 1.8%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,613[3]

#Climate risk

FEMA National Risk Index ratings for Hardin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,873[3]
Median household income
$88,066[3]

#Migration

Household moves in and out of Hardin County over a year, from IRS tax-return data.

Net migration
-176[5]
Moved in
3,497
Moved out
3,673

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,292
Loan principal$204,435
Down payment$51,109
Total interest paid$260,746

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,639
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
44th percentile[1]
Rental yield
[2]
Property tax
78th percentile[3]

Frequently asked

How much is a home worth in ZIP code 42740?
The typical home in 42740 is worth $255,544, based on the Zillow Home Value Index.
Are home values rising in 42740?
Home values in 42740 are down 1.8% over the past year, and up 4.4% a year over five years.
What is the property tax rate in 42740?
The effective property tax rate in 42740 is 0.6% — roughly $1,613 a year on a typical home.
Who lives in 42740?
ZIP code 42740 has a population of 1,873 and a median household income of $88,066.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Elizabethtown, KY

    Typical home
    $268,744
    Gross yield
    6.2%
  • Elizabethtown, KY

    Typical home
    $234,709
    Gross yield
  • Hodgenville, KY

    Typical home
    $229,399
    Gross yield
  • Sonora, KY

    Typical home
    $225,977
    Gross yield
  • Rineyville CDP, KY

    Typical home
    $291,278
    Gross yield
  • Buffalo CDP, KY

    Typical home
    $219,774
    Gross yield

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