HousingHandbookReference data

U.S. ZIP Code · OH43412

Lucas County · Toledo, OH

Typical home value

$200,521[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.0%
5-year / yr
+3.8%
10-year / yr
+5.0%

Relative price

vs U.S.
-29.4%
vs metro
+3.8%
vs state
-8.3%
ZIP 43412 location in OH
Location of ZIP 43412 in OH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 43412 is worth $200,521 — 3.8% above the Toledo, OH median. Over the past year, values have fallen 3.0%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$2,604[3]

#Climate risk

FEMA National Risk Index ratings for Lucas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
4,175[3]
Median household income
$107,885[3]

#Migration

Household moves in and out of Lucas County over a year, from IRS tax-return data.

Net migration
-985[5]
Moved in
7,490
Moved out
8,475

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Jerusalem Elementary School

    Elementary · Grades K–4 · Oregon City

    442 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,014
Loan principal$160,417
Down payment$40,104
Total interest paid$204,603

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,398
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
34th percentile[1]
Rental yield
[2]
Property tax
49th percentile[3]

Frequently asked

How much is a home worth in ZIP code 43412?
The typical home in 43412 is worth $200,521, based on the Zillow Home Value Index.
Are home values rising in 43412?
Home values in 43412 are down 3.0% over the past year, and up 3.8% a year over five years.
What is the property tax rate in 43412?
The effective property tax rate in 43412 is 1.3% — roughly $2,604 a year on a typical home.
Who lives in 43412?
ZIP code 43412 has a population of 4,175 and a median household income of $107,885.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Luckey, OH

    Typical home
    $200,428
    Gross yield
  • Toledo, OH

    Typical home
    $200,774
    Gross yield
    6.9%
  • Walbridge, OH

    Typical home
    $195,352
    Gross yield
  • Lyons, OH

    Typical home
    $207,047
    Gross yield
  • Toledo, OH

    Typical home
    $207,088
    Gross yield
  • Rossford, OH

    Typical home
    $193,907
    Gross yield

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